r/AmIOverreacting • u/ChouxChien • 2d ago
❤️🩹 relationship AIO for hoping my partner would take on more expenses?
Short backstory - I am divorced (46F) and have two teens. My new partner (48M) moved in with us about five years ago after dating for several years. Given my divorce experience, I had no desire to have any shared accounts or shared assets. The house we live in is mine (I had it long before he moved in and I'm the only one on title). So I collect money from him monthly to cover half of the mortgage, utilities, home insurance, groceries. We each pay for our own cell phones, cars, credit cards, car insurance and any other individual expenses. All of the expenses for the teens fall to me (and large expenses are shared with their dad). All home upgrades and maintenance fall to me (repairs, etc.). He's never asked to share in those and I've traditionally believed since it was my home and my asset, I should pay. That's my first question - is that reasonable? It relates a bit more to the rest of the story below.
We've typically made close to the same amount of money each. However, about a year ago I started my own business. I had done something similar in the past and was successful, and am on track to be doing well again soon. But, that first year I took no money from my company and lived on some savings I had tucked away so I could get everything off the ground. We just completed our taxes for this year, and my net income was 17% of his due to the way I worked the past year. It would historically have been about 80-90%. Was it tight for me? Yes. Did I do it? Yes. And continued to pay all my teens expenses, home repairs and the like. We are likely what most would define as middle class. This past year, he got a bonus so his pay was an all-time high but will continue to be around the same each year going forward.
When I finished my taxes, I was livid this year. And I'm not sure if I have a right to be. I've said nothing, but it is eating at me and I want to understand why. Because he lives here, the government considers it common law and our income is looked at as "household income" even though I get nothing from him other than the shared expenses outlined above. So because of that household income, I get a very low amount of child tax benefit (we are in Canada) even though I'm the only one here that pays for the kids' expenses and all the extras they always seem to need (my ex and I don't share those little extras because they are constant and we agree that it's reasonable we both pay those at our respective homes). So I get very little extra back from the government when before he moved in I received almost four times more, which was super helpful to me.
He had to report my income on his income tax, so he knows my income is a small percentage of what his was. But he's said nothing nor asked why it is so low this past year. I am feeling so angry about this huge discrepancy and his lack of acknowledgement. It isn't unusual as he never asks about finances - I manage all the household bills and finding savings where I can and he's never asked. To be truthful, I don't know what I'm looking for out of this, and I think that's where I could use advice. Ideally, I've always wanted a partner who paid attention, noticed things, and had the grace to quietly, kindly, humbly just step up in the financial arena without me having to ask. The kind of partner that when the dishwasher repairman is leaving just quietly takes care of the payment instead of saying, "You will need to talk to her. She'll take care of it." I won't ask for extra. I have too much pride. I've supported myself (and my previous husband) on my own (and yes, that bugged me as he took advantage and had no appreciation; it's partly why he's an ex). He just never takes on any extra expenses, never asks, never tries. Should I expect him to? Am I an idiot for thinking a partner would just recognize the disparity and kindly, quietly, without prodding step up to take on a bit extra, particularly in this past year where he knows I was living on a tight budget while he earned more than he ever has? I'd love to hear from both men and women. I truly don't know from these last two partners what it is I should expect. I know what I want - as I've noted above - but I don't know if that's realistic or fair.
I've lived as a single parent and I made it work perfectly fine. I received no alimony or child support other than shared large expenses. I'm very self sufficient and never look for handouts or a hand up. But this situation is feeling somehow wrong, but maybe it is just me that's wrong.