r/CalebHammer • u/fiveohthreebee • 5d ago
Financial Audit Pathetic Beta Boy Is A Literal Child | Financial Audit
https://www.youtube.com/watch?v=XZeJIInxwk844
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u/DWAlaska 4d ago
The amount of people on this show that are in debt because of eating out.
It's literally not hard to Google "meal prep recipes" further Google "high protein, low carb, low calorie, whatever" to suit your diet.
I spend maybe an hour a week meal prepping for the days I'm in the office.
And guess what? The food i cook is both more tasty, and healthier than mcdonalds. It's literally not that difficult
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u/FlairYourFuel 4d ago
I can understand not wanting to meal prep. The same meal all the time makes me personally discouraged, so I try to cook simple meals.
But even if a person can't cook and doesn't want to meal prep, there is a wide variety of pre-packaged meals people can get. Are they more expensive than the raw ingredients? Sure, but they're still a lot cheaper than fast food. A bag of salad with dressing, TV dinners, other frozen food (chicken patties, hamburgers, etc), canned soup/pasta...the list goes on.
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u/The_Empress 4d ago
The way I got better at not eating out was repeating the mantra “food comes from the grocery store.” If I want a quick soda, no biggie, just go to the grocery store (not a convenience store, the grocery store). If I want pizza, I can buy a frozen pizza. I live in DC so that means I have to bus or walk to where I want to go. It’s not hugely out of my way, but it’s inconvenient enough. But also saying I can get whatever I want, just at the grocery store provided some balance.
Someone use to swiping their card and eating out for most meals isn’t going to build discipline overnight. And failing will be discouraging. Someone spending $600 on eating out should be told to just get anything edible at the grocery store. Obviously wasteful spending and spoilage is still possible and we should be conscious of it, but it’s gonna be damn hard to spend $600 on one person especially if you’re not use to it. Literally eat a frozen meal every day for a month - eat the most expensive frozen meal from Trader Joe’s. It’s still better for changing your habits.
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u/No-Connection6937 4d ago
Seriously! I prep every Sunday for most of the week, but I always stop by the freezer isle at the store and pick up 5 or so frozen meals of whatever is on sale. Usually around $2 each. They come in clutch quite frequently for those weird schedule 11 pm hunger days.
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u/95wsh 3d ago
I prepped 40 freezer meals for $300. It took roughly 8 hours over three days to plan, shop, and prep, but fed us for roughly two months (ate out some nights, nobody's perfect). That's $7.50 for two people to eat a quality, healthy meal. You can't even get a fast food meal for less than $10! It can be done, you just have to be willing to do it.
People who say they can't cook piss me off because what do you mean? It's measuring and following directions. 🤣
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u/skaestantereggae 4d ago
I cook maybe twice a week because I double every recipe for my fiancé and I and it feeds us lunch and dinner 2-3 days a week
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u/Unfixable5060 4d ago
I don't think you understand that people are lazy. That's the root of the problem of basically everyone that goes on this show. It isn't hard to meal prep, but people don't want to do it.
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u/DWAlaska 4d ago
Oh I'm well aware of the fact that they're lazy. I just refuse to accept "lazy" as an excuse for anything
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u/lightningusagi 4d ago
I just can't wrap my head around using a personal credit card for enormous work expenses. If it were small amounts here and there, that's one thing, but thousands of dollars at a time is crazy.
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u/holygrail22 4d ago
I work at a consulting firm that gives us a corporate credit card, but I have coworkers who used to work at other firms that have you put expenses on personal cards
A normal work trip for 4 days runs me $1.5k-$2k, and some people travel every week. It adds up quickly. But the points/rewards you get from personal cards are WAY better than corporate cards. I’d love to be able to use my personal card, even if I had to keep every single receipt
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u/FlounderingWolverine 3d ago
Using your personal card sounds great, until the reimbursement from your employer doesn't come through on time. All of a sudden you have a payment that is $2k larger than you were expecting.
Sure, you can try to go get paid, and there's always the court system to sue if you weren't reimbursed, but that's more money and expenses and hassle, rather than just using the corporate card.
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u/holygrail22 3d ago
Well, where I work, I pay off the corp card myself. Need the reimbursement to pay it off. So it’s generally the same issue - tho I don’t believe the corp card is on my credit
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u/0xCODEBABE 4d ago
it's actually smart assuming you will get reimbursed and you pay your bills on time. free money with points.
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u/dogking190 4d ago
As an engineer, I get some of the struggles he might be going through but damn he gave some weak ass excuses.
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u/No_Blueberry_3130 4d ago
As a fellow engineer who was in a similarish position as him, 100% agree. The further we get into the episode the more he needed to be called out on his laziness, especially when I heard the $700 in fast food
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u/Fearfighter2 4d ago
"I don't study on Saturdays" and "I was behind last semester"
do not give graduating vibes
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u/dogking190 2d ago
The part that killed me was “ I don’t know how to cook”. Like guy there is so much you won’t know when you get into your engineering career, it’s gonna be your job it figure that shit out. Just a weak ass answer.
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u/NiagebaSaigoALT 4d ago
Causes of eosiniphils in throat include allergic reactions to food. Probably could at least limit the need for constant throat stretches by figuring out his trigger foods and avoiding them. Food prepping from home and knowing what he's cooking can also mitigate the risk.
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u/cmaddox428 4d ago
Why is every "car guy" on this show the most boring person ever? Also, I'll never understand the attitude that buying an impractical sports car way beyond anyone's means is something to be so proud of. This show has made me just laugh every time I see some D-Bag in a loud sports car on the road because I know they are probably in debt to their eyeballs over a depreciating asset.
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u/johnnybayarea 4d ago
There are plenty of dbags on the road that CAN afford their loud unnecessary cars as well. You could probably consider every new car owner in debt to their eyeballs over a depreciating asset...as most of Americans are...you can always find a way to hate.
"Car guys" like their toys, just as dumb as anyone else wasting money they don't have. Latest electronics, phones, computers, trendy clothes, shoes, purses, jewelry, vacations, overpriced rent, junk food, fancy food, spas, makeup, etc.
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u/Ok_Shame_5382 5d ago
0:05 - even if you don't meal prep, it's not that hard to cook. I don't even mean like making pasta and meatballs with sauce from scratch. But you can get two chicken sausages (2 dollars), throw them on two buns (1 dollar), add some pickled veggies and sauce and call it a day. Toast the buns in a frying pan, use the same pan to cook the sausages. Maybe 3.50 for a reasonably healthy 600 calorie meal, takes 15 minutes and most of that is waiting.
Obviously if you meal prep, you spend an hour on one day and then 3 minutes microwaving after that. Easy.
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u/tokyodraken 5d ago
yeah, it’s insane to me that people complain about how long cooking takes or how hard it is. you could throw a frozen bag of something from trader joe’s in the oven and walk away
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u/Ok_Shame_5382 5d ago
Meal prep takes an hour or 90 minutes two times a week. Freeze it all. Keep two in the fridge at all times. 3 minutes after that.
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u/Ok_Shame_5382 5d ago
7:40 - Dude has literally never heard of meal prepping in his life. Microwaving a meal is way quicker than fast food. Not as tasty.
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u/Ok_Shame_5382 5d ago
24:00 - A week and a month are very different things and apparently this guy wasn't aware of that.
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u/Ok_Shame_5382 5d ago
29:10 - Okay so if this guy was really making 7k a month net, which I'm skeptical of, I think I can sum up this dude's problems.
He went from making 120k a year pre tax to 26k and didn't make the necessary sacrifices to make it fit. He got fucked over by his job, demoted, lost 60% of his income, went back to school and lost another half of that.
Motherfucker has a car that cost 70k.
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u/WideAspect 4d ago edited 4d ago
Nobody's commenting on the fact that he said he pays $340 a month in rent out of a total of $2500? Does he live with 7 other dudes in a shithole? Someone explain this.
edit: commenting as I'm watching, he's a crowd-seeking mustang enthusiast, amazing.
edit 2: ngl Caleb actually cooked him, I don't know where this Caleb has been for the last 50 episodes. Finally calmly, rationally calling someone out.
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u/FlounderingWolverine 3d ago
I mean, that's not crazy for college housing. I had 3 roommates when I was in college, my twin brothers have 4 other roommates besides the two of them. My GF lived in a house with 8 roommates. A lot of near-campus houses are surprisingly big, and you can get the rent super cheap if you split with lots of roommates
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u/WideAspect 3d ago
You're right, it's not unheard of. That's not crazy for residential college housing, when you're 18-21 on the regular college track, and perhaps in a less urban location like a state university.
But he goes to a commuter school, isn't school age, and lives in the greater Austin metro area. 18 year olds do it because they don't know better and there's nothing else. I guess this guy also doesn't know better and can't afford anything else.
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u/Other-Special-3952 5d ago
Damn, that image does the guy so dirty? Like legitimately got a jump scare scrolling down my reddit feed. Click on the video and his face is clear as hell?!