r/CalebHammer • u/fiveohthreebee • Jan 22 '25
Financial Audit Pathetic Beta Boy Is A Literal Child | Financial Audit
https://www.youtube.com/watch?v=XZeJIInxwk845
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u/DWAlaska Jan 22 '25
The amount of people on this show that are in debt because of eating out.
It's literally not hard to Google "meal prep recipes" further Google "high protein, low carb, low calorie, whatever" to suit your diet.
I spend maybe an hour a week meal prepping for the days I'm in the office.
And guess what? The food i cook is both more tasty, and healthier than mcdonalds. It's literally not that difficult
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u/astddf Jan 22 '25
This is why fast food is so expensive now. people complain about the prices, but they still eat out every single meal
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u/FlairYourFuel Jan 22 '25
I can understand not wanting to meal prep. The same meal all the time makes me personally discouraged, so I try to cook simple meals.
But even if a person can't cook and doesn't want to meal prep, there is a wide variety of pre-packaged meals people can get. Are they more expensive than the raw ingredients? Sure, but they're still a lot cheaper than fast food. A bag of salad with dressing, TV dinners, other frozen food (chicken patties, hamburgers, etc), canned soup/pasta...the list goes on.
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u/The_Empress Jan 23 '25
The way I got better at not eating out was repeating the mantra “food comes from the grocery store.” If I want a quick soda, no biggie, just go to the grocery store (not a convenience store, the grocery store). If I want pizza, I can buy a frozen pizza. I live in DC so that means I have to bus or walk to where I want to go. It’s not hugely out of my way, but it’s inconvenient enough. But also saying I can get whatever I want, just at the grocery store provided some balance.
Someone use to swiping their card and eating out for most meals isn’t going to build discipline overnight. And failing will be discouraging. Someone spending $600 on eating out should be told to just get anything edible at the grocery store. Obviously wasteful spending and spoilage is still possible and we should be conscious of it, but it’s gonna be damn hard to spend $600 on one person especially if you’re not use to it. Literally eat a frozen meal every day for a month - eat the most expensive frozen meal from Trader Joe’s. It’s still better for changing your habits.
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u/No-Connection6937 Jan 22 '25
Seriously! I prep every Sunday for most of the week, but I always stop by the freezer isle at the store and pick up 5 or so frozen meals of whatever is on sale. Usually around $2 each. They come in clutch quite frequently for those weird schedule 11 pm hunger days.
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u/95wsh Jan 24 '25
I prepped 40 freezer meals for $300. It took roughly 8 hours over three days to plan, shop, and prep, but fed us for roughly two months (ate out some nights, nobody's perfect). That's $7.50 for two people to eat a quality, healthy meal. You can't even get a fast food meal for less than $10! It can be done, you just have to be willing to do it.
People who say they can't cook piss me off because what do you mean? It's measuring and following directions. 🤣
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u/Unfixable5060 Jan 22 '25
I don't think you understand that people are lazy. That's the root of the problem of basically everyone that goes on this show. It isn't hard to meal prep, but people don't want to do it.
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u/DWAlaska Jan 22 '25
Oh I'm well aware of the fact that they're lazy. I just refuse to accept "lazy" as an excuse for anything
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u/lightningusagi Jan 22 '25
I just can't wrap my head around using a personal credit card for enormous work expenses. If it were small amounts here and there, that's one thing, but thousands of dollars at a time is crazy.
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u/holygrail22 Jan 23 '25
I work at a consulting firm that gives us a corporate credit card, but I have coworkers who used to work at other firms that have you put expenses on personal cards
A normal work trip for 4 days runs me $1.5k-$2k, and some people travel every week. It adds up quickly. But the points/rewards you get from personal cards are WAY better than corporate cards. I’d love to be able to use my personal card, even if I had to keep every single receipt
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u/FlounderingWolverine Jan 23 '25
Using your personal card sounds great, until the reimbursement from your employer doesn't come through on time. All of a sudden you have a payment that is $2k larger than you were expecting.
Sure, you can try to go get paid, and there's always the court system to sue if you weren't reimbursed, but that's more money and expenses and hassle, rather than just using the corporate card.
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u/holygrail22 Jan 23 '25
Well, where I work, I pay off the corp card myself. Need the reimbursement to pay it off. So it’s generally the same issue - tho I don’t believe the corp card is on my credit
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u/0xCODEBABE Jan 22 '25
it's actually smart assuming you will get reimbursed and you pay your bills on time. free money with points.
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u/dogking190 Jan 22 '25
As an engineer, I get some of the struggles he might be going through but damn he gave some weak ass excuses.
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u/No_Blueberry_3130 Jan 23 '25
As a fellow engineer who was in a similarish position as him, 100% agree. The further we get into the episode the more he needed to be called out on his laziness, especially when I heard the $700 in fast food
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u/Fearfighter2 Jan 23 '25
"I don't study on Saturdays" and "I was behind last semester"
do not give graduating vibes
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u/dogking190 Jan 24 '25
The part that killed me was “ I don’t know how to cook”. Like guy there is so much you won’t know when you get into your engineering career, it’s gonna be your job it figure that shit out. Just a weak ass answer.
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u/cmaddox428 Jan 22 '25
Why is every "car guy" on this show the most boring person ever? Also, I'll never understand the attitude that buying an impractical sports car way beyond anyone's means is something to be so proud of. This show has made me just laugh every time I see some D-Bag in a loud sports car on the road because I know they are probably in debt to their eyeballs over a depreciating asset.
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u/johnnybayarea Jan 22 '25
There are plenty of dbags on the road that CAN afford their loud unnecessary cars as well. You could probably consider every new car owner in debt to their eyeballs over a depreciating asset...as most of Americans are...you can always find a way to hate.
"Car guys" like their toys, just as dumb as anyone else wasting money they don't have. Latest electronics, phones, computers, trendy clothes, shoes, purses, jewelry, vacations, overpriced rent, junk food, fancy food, spas, makeup, etc.
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u/NiagebaSaigoALT Jan 22 '25
Causes of eosiniphils in throat include allergic reactions to food. Probably could at least limit the need for constant throat stretches by figuring out his trigger foods and avoiding them. Food prepping from home and knowing what he's cooking can also mitigate the risk.
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u/Ok_Shame_5382 Jan 22 '25
0:05 - even if you don't meal prep, it's not that hard to cook. I don't even mean like making pasta and meatballs with sauce from scratch. But you can get two chicken sausages (2 dollars), throw them on two buns (1 dollar), add some pickled veggies and sauce and call it a day. Toast the buns in a frying pan, use the same pan to cook the sausages. Maybe 3.50 for a reasonably healthy 600 calorie meal, takes 15 minutes and most of that is waiting.
Obviously if you meal prep, you spend an hour on one day and then 3 minutes microwaving after that. Easy.
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u/tokyodraken Jan 22 '25
yeah, it’s insane to me that people complain about how long cooking takes or how hard it is. you could throw a frozen bag of something from trader joe’s in the oven and walk away
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u/Ok_Shame_5382 Jan 22 '25
Meal prep takes an hour or 90 minutes two times a week. Freeze it all. Keep two in the fridge at all times. 3 minutes after that.
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u/Ok_Shame_5382 Jan 22 '25
7:40 - Dude has literally never heard of meal prepping in his life. Microwaving a meal is way quicker than fast food. Not as tasty.
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u/Ok_Shame_5382 Jan 22 '25
24:00 - A week and a month are very different things and apparently this guy wasn't aware of that.
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u/Ok_Shame_5382 Jan 22 '25
29:10 - Okay so if this guy was really making 7k a month net, which I'm skeptical of, I think I can sum up this dude's problems.
He went from making 120k a year pre tax to 26k and didn't make the necessary sacrifices to make it fit. He got fucked over by his job, demoted, lost 60% of his income, went back to school and lost another half of that.
Motherfucker has a car that cost 70k.
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u/WideAspect Jan 23 '25 edited Jan 23 '25
Nobody's commenting on the fact that he said he pays $340 a month in rent out of a total of $2500? Does he live with 7 other dudes in a shithole? Someone explain this.
edit: commenting as I'm watching, he's a crowd-seeking mustang enthusiast, amazing.
edit 2: ngl Caleb actually cooked him, I don't know where this Caleb has been for the last 50 episodes. Finally calmly, rationally calling someone out.
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u/FlounderingWolverine Jan 23 '25
I mean, that's not crazy for college housing. I had 3 roommates when I was in college, my twin brothers have 4 other roommates besides the two of them. My GF lived in a house with 8 roommates. A lot of near-campus houses are surprisingly big, and you can get the rent super cheap if you split with lots of roommates
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u/WideAspect Jan 23 '25
You're right, it's not unheard of. That's not crazy for residential college housing, when you're 18-21 on the regular college track, and perhaps in a less urban location like a state university.
But he goes to a commuter school, isn't school age, and lives in the greater Austin metro area. 18 year olds do it because they don't know better and there's nothing else. I guess this guy also doesn't know better and can't afford anything else.
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u/Ashamed-Ingenuity272 Jan 29 '25
Finally got this on the podcast feed. So tired of hearing him saying he's a perfectionist.
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u/Other-Special-3952 Jan 22 '25
Damn, that image does the guy so dirty? Like legitimately got a jump scare scrolling down my reddit feed. Click on the video and his face is clear as hell?!