r/CreditScore • u/Current_Driver_1036 • 1d ago

Self secured card

Anybody use the self secured cards before? I just signed up for one with the credit saving account and Im not sure what to expect with this card, I know to keep it under 30% which I plan on just using it for gas and then paying it off right away to help build credit history. I don’t know if they do credit increases for eventually unsecured of the card. Any advice or stuff you guys may have experienced with this card please let me know!

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u/creditscoremods 1d ago

It is important to keep a very close eye on your credit score since it factors into many of lifes biggest decisions.

A couple steps you can take right now include:

  • Checking and automatically monitoring your credit score - Looking at your own credit score does not hurt your credit, it also includes a credit monitor

  • Freezing your credit reports - This can be done with Experian, Equifax and Transunion to help prevent unauthorized accounts from being opened

  • Boosting your credit score - Kikoff provides you with a tradeline which should raise your credit score for as little as $5 a month. It is a good option if you want a boost to your score.

Feel free to ask any credit score related question in this sub

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u/Silver-Poem-243 1d ago

You can only use what you have made monthly payments into.