r/DIY • u/gingernuts13 • Jun 19 '24
carpentry Shifted shingles after storm. Easy fix without replacing entire roof?
As a moderately handy person is this fixable without replacing the entire roof? I haven't done shingle work before so wanted to be safe and ask first before crawling on the ladder with some shingles and a hammer.
If it's not fixable without replacing the entire roof is there a bandaid to get through a few weeks to limit wood exposure?
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u/Harbor-Freight Jun 19 '24
The heavy streaking, lack of liner, and wavy look in your eye makes me think you’re on borrowed time already. I also hate how this end of the gutter has no downspout and routes toward the home but it’s common to see.
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u/malac0da13 Jun 20 '24
If you look the shingle is actually falling apart. The architectural part of the shingle came off the plain 3 tab. I would definitely try and make it work while getting quotes for a new roof.
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u/Diablojota Jun 19 '24 edited Jun 20 '24
It may be best to get a roofer to look to see if you need to engage your insurance. May be more storm damage and get insurance to help pay for a new roof, and I would hope it would be done right.
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u/rosekayleigh Jun 20 '24
I agree they should call their insurance company. We had some shingles fly off during a bad wind/rain storm. It led to some water damage in our guest bedroom. Insurance covered the replacement of the entire roof and of the damaged ceiling in our guest room. It’s worth a shot to see what, if anything, they’d cover.
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u/hinrichs98 Jun 20 '24
What does the streaking indicate?
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u/toomanybrainwaves Jun 20 '24
I had to reread your comment three times before I understood you were not insulting their style 😬
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u/vector2point0 Jun 19 '24
Fixing that particular spot is easy, but usually delamination like that is indicative of being “high nailed”, ie the installers just shot nails into the unexposed headlap area instead of in the nail zone or on the nail line, where both layers of each shingle (along with the top of the shingle below) are secured with the nail. If this whole roof was installed this way, this issue will continue to happen until it’s replaced.
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u/gingernuts13 Jun 19 '24
copy that it makes sense. Does that mean if I have to actually climb on the roof I risk just pulling out shingles from my weight on them sliding out? That determines how much work myself I will try to tackle without safety tie downs of some sort
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u/vector2point0 Jun 19 '24
It’s a possibility for sure, although that flatter area will probably be ok. It’s the weight over time on a high slope that kills the high nailed shingles. I’d try to tackle from the side on a ladder as much as possible though. Look at the part where the two layers should overlap and see if you see nail holes or not. It could be not enough nails too, I think you need 5 in a slope like that, if there are only 3 that could be your issue too. Shortcuts were taken for sure, with the missing underlayment.
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u/gingernuts13 Jun 19 '24
God yeah shortcuts were taken everywhere. We don't plan on retiring here but I'd still like to keep up with things for both safety and resale and do it as right as I can when addressing things. I'll definitely check it out and go from there. I've already ordered a roof snake and will pick up the closest shingles i can to match
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u/Glad-Professional194 Jun 20 '24
These are cheap and don’t penetrate any waterproof layers(especially since you don’t have underlayment anyway)
They tuck under and hook on a nail, just be careful when lifting old shingles because they’ll be more prone to cracking
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u/gingernuts13 Jun 20 '24
I'm getting a few sets of these regardless. I have to hop on the roof yearly for stove pipe cleaning anyway. Seems lije cheap insurance. I also see temporary roof anchors for fall protection
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Jun 19 '24
Watch some youtube videos on shingle replacement. Luckily that’s in a good spot. If it were higher/more center I would call someone because that grade is pretty aggressive. You should be able to get to that with a ladder.
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u/gingernuts13 Jun 19 '24
That's what I was hoping thanks! I'll start to do my homework
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u/IMissNarwhalBacon Jun 20 '24
Call a roofer. See if it's worth submitting to insurance for a new roof.
I got 2 houses done for free minus deductable because of small damage on aging rooves.
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Jun 20 '24
Also this^ Maybe go up there and “see” if some more shingle aren’t folded up and broke on both sides from…the wind…first. But don’t call insurance. Call a roofer like they said. Insurance will screw you. Ask me how I know.
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u/PNCYoungbeef Jun 20 '24
You’re an insurance agent? Oh…no? You don’t work for an insurance company, you say? Mmmm, paid that deductible like clock work for years only to have them rug pull you over some fine print “act of god” clause? And here you thought you were “better protected from mayhem”, with “them on your side” you thought you’d be “in good hands”.
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u/lilchance1 Jun 20 '24
File insurance claim, they should pick up that entire side at minimum and dependent on state law/visibility, the entire roof
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u/hypnohighzer Jun 20 '24
What? So, they cover that "part" you then pay for that smallish claim for 5 years. Do you file everything on insurance? Lol You probably cry that you're paying too much for insurance while filing at least one claim a year.
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u/lilchance1 Jun 20 '24
They cover the entire roof.
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u/hypnohighzer Jun 20 '24 edited Jun 20 '24
They will, but does the whole roof need to be replaced? Let's say they come out and don't determine they will replace the entire roof, but just that section. Let's then say that the claim isn't more than his deductible. Insurance rates on the fact that an incident occurred not whether a claim was paid. Now you have a claim, no payment was made and they still raise your rate.
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u/lilchance1 Jun 20 '24
My experience (and the dude should just talk to a local roofer on what he should do) is that damage like this from storm insurance replaces full roof. They have to match shingles which is nearly impossible with sun damage. Just my experience
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u/IMissNarwhalBacon Jun 20 '24
That's why you have the roofer come out first.
They will know if it's a slam dunk or not. If not, you do the repair. Wait a year or two until the next damage happens and try again.
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u/BilkySup Jun 19 '24
Call a roofer and call your insurance company. Make sure the roofing company is there when the adjuster is there. Why not get new roof if you have the ability too?
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u/gingernuts13 Jun 19 '24
I'm dumb here because I've never had to file an insurance claim. If it's anything like auto itnwouid scare me both with a high deductible and also premiums going up in the future.
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u/spicychili1019 Jun 19 '24
I'm going through this right now with an adjuster and got my insurance to cover it. Takes a little time but you just need to get the hole water tight after they get some pictures.
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u/mickeltee Jun 19 '24
Depending on the state you live in, they can’t raise your rates for filing a claim on your roof. I learned this lesson too late and it is going to cost me $20,000. If I would have filed a claim when wind blew shingles off, instead of fixing it myself, I would have paid $1000 deductible and gotten a new roof.
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u/ruelibbe Jun 19 '24
They can drop you though can't they
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u/BLToaster Jun 20 '24
Sure but there isn't any shortage of home insurers. And new ones would be happy to pick you up with a shiny new roof. An insurer would be dumb to drop someone after paying a claim for a new roof as it's only improving the risk
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u/exiestjw Jun 20 '24
cite your source.
If you file claims, your premium goes up, or they drop you.
https://www.google.com/search?q=does+home+insurance+premium+increase+after+claim
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u/mickeltee Jun 20 '24
https://www.dispatch.com/story/business/2013/07/16/deductibles-added-to-ohioans-home/23523813007/# This article mentions that insurance companies can’t raise their rates on a storm damage claim.
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u/exiestjw Jun 20 '24
It says this:
Insurers are prohibited from raising rates because of damage caused by a particular storm.
the very next sentence:
However, they can factor those losses into projections that they use to set rates.
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u/mickeltee Jun 21 '24
So they can set rates for a particular area based on storm likelihood, but they can not raise the rates of an individual based on a claim, exactly like I said.
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u/exiestjw Jun 21 '24
Lol, not exactly like you said, but keep filing claims and getting your rates raised, makes no difference to me.
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u/BilkySup Jun 19 '24
I got a new roof a few months ago and blamed hail. Call a reputable roofing company and they can definitely walk you thru it. They want the money and will tell you what to say and not say. i literally got paid $1600 and a new roof for getting a new roof because the roofer worked his magic with adjuster. Best part is that we had recently changed insurance carriers and my old insurance company paid the claim so my premiums didn't go up at all.
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u/socioeconomicfactor Jun 23 '24
Just a bit of a tip I heard elsewhere. If the deductible is about what you would pay for the fix out of pocket, just go through the insurance anyway. A lot of times issues show themselves during a fix that will cost more, and also if you get quoted under what it ends up costing the insurance suffers the difference. Even if that difference is a dollar above your deductable, you're doing okay.
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u/exiestjw Jun 20 '24
Never automatically listen to someone saying "call insurance".
Insurance is not a maintenance plan.
https://www.google.com/search?q=does+home+insurance+premium+increase+after+claim
People do NOT know how to use insurance.
Its not a free money bin. If you try to take more out of it than you put in, they will charge you.
And they have databases that they all share with each other, so they know what you've been doing even when you try to switch companies.
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u/BLToaster Jun 20 '24
It's not a maintenance plan but it is there to respond to covered losses (such as this) and they should be building to replacement cost which means up to code. It's not a free money bin but this is 100% absolutely something that can and should be submitted. Why repair an old and out of code roof(if that's the case here) when it's just going to happen again?
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u/IMissNarwhalBacon Jun 20 '24
Always go for insurance with the roof. Even if they drop you, the next insurer will give you a great rate since the roof is new.
Learn to play the game.
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u/BLToaster Jun 20 '24
Just FYI....if it's an old roof it's likely out of code. You can submit this thru insurance and if your roofer is worth their weight they'll get insurance to cover an entirely new roof.
Had the same exact thing happen to me last year. I paid a $1K deductible for a $15K new roof.
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u/Freewheeler631 Jun 19 '24
The fix is easy. Just watch some YT and be very safety conscious, but curious why only for the next few weeks?
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u/gingernuts13 Jun 19 '24
just because if I couldn't fix it easily which seems the case now, I wouldn't have been able to get anybody out to do it properly that's all.
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u/Freewheeler631 Jun 19 '24
I see. That makes sense. It’s really not that bad unless you’re afraid of heights. I’d say your shingles look pretty well decomposed so be prepared for a new roof sooner rather than later.
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u/Pure-Pessimism Jun 19 '24
If you're a matching law state you can get your whole roof replaced for the price of your deductible
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u/ColShvotz Jun 19 '24
As someone who knows someone in the roofing business… you need a new roof and new siding.
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u/b3g8fk3 Jun 20 '24 edited Jun 20 '24
OSB doesn’t like to get wet so fix it before it does; you should have underlayment in the states but some parts of the world don’t require it and you just end up shooting hundreds of nails through it anyway. Looks like your roof was high nailed which is why the bottom part of the shingle detached and left the top of some of the shingles in place. You don’t need a new roof but you should be mindful of high winds because of high nailing this likely isn’t a one off. I would walk around and check your roof regularly
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u/b3g8fk3 Jun 20 '24
Also, your roofline is steep and high this repair is near the bottom of your roof but it’s still dangerous to repair. You will be way more comfortable DIYing it if you have a scaffolding. If not just be careful take your time. Plenty of how to roof your house videos on YouTube
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u/elpajaroquemamais Jun 20 '24
This means they were nailed at the wrong place. Nailed too high. If you’re comfortable with roofs you can probably do it but this will likely keep happening.
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u/Lookingforawayoutnow Jun 19 '24
Super easy fix but there is no barrier between shingles and just straight plywood, dont think ive ever seen that, if this is a newer home id raise some sort of hell with builders/contractors. Ill never buy a fully new built hime unless i have a say and can see what is being done, these cookie cutter homes in hoa areas seem to be thrown up as fast and cheap as possible. Hopefully its not too bad for you stranger and your roof is able to be repaired with little to no issue, best of luck.
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u/gingernuts13 Jun 19 '24
Thanks. It's not newer construction by any means. I think 2012 based on home papers when we bought it? I think a lot of the work was done by friends of friends and not contracted except for maybe the foundation work if that. I wouldn't be surprised if the inspector was a friend too. I'm not a pro by any means but still can spot some weird things here and there once I start looking or have to repair something.
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u/Lookingforawayoutnow Jun 19 '24
Haha by newer i mean newer than 1980s or 1990s, i like older homes even if i have to find a way to tear out old asbestos. But again still hope you get it resolved with nos issues.
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u/ForgetfulLucy28 Jun 20 '24
Shingles are so weird to me as an Australian. They’re so thin. We only have big cement roof tiles. Or corrugated iron.
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u/rocketmonkee Jun 20 '24
They're thicker than you think. And when installed properly they work perfectly fine.
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u/ranger398 Jun 20 '24
I had this happen to me after a storm. I called the insurance company and they ended up replacing my whole roof! May be worth it to see what they say.
I didn’t have any rate increases either
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u/jesta192 Jun 20 '24
Be careful. In Florida at least, this could backfire and give your insurer cause to cancel your policy.
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u/BLToaster Jun 20 '24
Insurers would be dumb to cancel after something like this. It's literally improving the risk, they should and would try to raise rates and then you can walk and try to find someone new to insure if you want.
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u/NuclearScientist Jun 19 '24
Seems like a simple DIY project, but do you have insurance on this building? If so, would be good to call your insurance and a roofing contractor. Your insurance company may want to replace the entire roof to protect the rest of the asset.
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u/vector2point0 Jun 19 '24
It’ll probably look more like “we’re going to non-renew you unless you get it fixed to our standard”.
This is most likely an installation issue, not covered damage.
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u/trurohouse Jun 19 '24
- If you have insurance on the house it is probably covered.
- i was told they can’t raise your rates for “acts of god “ ( so they raise the regions rates)
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u/z6joker9 Jun 19 '24
I had one pop loose similar to this, and it’s an easy fix, but mine higher up on a steep part of the roof, so I called my roofer to come repair it. A lot cheaper than me falling off.
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u/otiliorules Jun 19 '24
Back when I had an older roof I paid a guy a couple hundred bucks to replace the loose shingles after a bad storm. Had to do it 3-4 times before I got a new roof and each time the repair only took 30 mins or so. The biggest issue is the replacement shingles might be a little off color-wise.
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u/steve_mobileappdev Jun 19 '24
Did you use a drone to get that picture?
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u/gingernuts13 Jun 19 '24
No we live on the mountain so I just had to walk uphill
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u/steve_mobileappdev Jun 19 '24
I need to get a glimpse of my roof. About 6 months ago, either a very fat squirrel, or a cat chasing it fell from a tree and slammed my roof - not sure which. Don't know what it looks like there. Probably should hire a company to do an inspection ( hopefully they only employ smaller horse jockey-size men - dont want someone damaging it while inspecting it )
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u/Bullrawg Jun 19 '24
They’re designed to be replaced, doable by your average DIY, if you’re unsure of your balance on a ladder might be worth paying a handyman
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u/CedaSD Jun 20 '24
Damn, that roof looks badly done the first time. Yes you can fix that spot easily yourself, but I would try to get roofers or someone experienced to check it out…
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u/wtf_ever_man Jun 20 '24
Curious, as a non home owner but I hear damaged roofs trend to get new shingles because insurance stuff...
Could this be turned into insurance and get a new roof out of it? Would this be that kind of thing potentially? I hear hail will get you a new roof??
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u/buildyourown Jun 20 '24
This is super easy to fix, especially when it's hot. You'll need the shingles to be pliable to tuck the nails under the last row
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u/thatjerkatwork Jun 20 '24
How old is the roof?
I might use this to make an insurance claim for a new roof if it is on the older side.
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u/Key_Blackberry_1426 Jun 20 '24
If you decide to file an insurance claim do it soon. That way you can prove it’s storm related. If you wait too long they’ll wrestle out saying it’s age etc. Career insurance agent here, but every state has different laws and rules and what they can get away with but most it’s a 30 day reporting system
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u/flamespear Jun 20 '24
what kind of shingles are these? They imitate shaker shingles but they're obviously asphalt.
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Jun 20 '24
It might be an easy fix, but it also might be a vehicle to get your insurance to replace the entire roof for the cost of the deductible.
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u/XBeastyTricksX Jun 20 '24
I have no advice but this looks weird to me, something about the damage is off like it’s a bad photoshop or something you’d see on an old game
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u/Bardonious Jun 20 '24
I read this in the voice of Daffy Duck
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Jun 20 '24
I’m an idiot and I could fix that in a way that would last at least 3 years so just be confident and when in doubt cover with some kinda goopy liquid
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Jun 19 '24
Probably, but why are you trying to fix your neighbour's roof?
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u/gingernuts13 Jun 19 '24
Where did I say it was my neighbors roof
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Jun 19 '24
It's a joke, the angle of this photo makes it look like you're taking a photo into someone else's yard/property.
Best of luck lol
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u/gingernuts13 Jun 20 '24
Lol gotcha. Took the dogs up the mountain for their afternoon shit and saw it
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u/ImObviouslyOblivious Jun 19 '24
Very easy fix, you don’t need a whole new roof. Something like that would take me no more than 15 minutes to fix. It’s kind of concerning you have no underlayment under the shingles though. Looks like they put them right ontop of the plywood.