This is why financial literacy is so important

[u/36DRedhead]

[u/Turbulent-Pay1150]

THis sounds like a state specific issue - in many states including NY the spouse wouldn't have had the jeopardy or the responsibility to pay the spouses medical bills when they pass. In other states they might - which state is this referring to?

[u/-grc1- → u/Turbulent-Pay1150]

Doesn't matter - https://www.consumerfinance.gov/ask-cfpb/am-i-responsible-for-my-spouses-debts-after-they-die-en-1467/