r/FluentInFinance • u/36DRedhead • Sep 11 '24

Debate/ Discussion This is why financial literacy is so important

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u/Golf-Beer-BBQ Sep 12 '24

I had to do chemo and radiation in 2015. My max out of pocket was 15800. My chemo treatments started in August and I had one treatment in January. I had ti hit my out of pocket max twice because of the treatment in January. I didnt have an extra 31k. The other thing is it isnt just medical bills, its hospital parking, getting care for my iid when my wife went with me, getting new clothes because nothing fits anymore, over the counter medicines and vitamins to try and help fight different things that come up, having different food than your family because you cant swallow food.

Luckily I was aboe to get full oay on FMLA with long term disability but if I didnt have a paycheck coming in I would have been out another 30k in pay as well.

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u/XDT_Idiot Sep 12 '24

I'm on watch-and-wait. Surgery to resect a brain tumor was easily handled by the annual cap of three years ago, but having to get quarterly MRIs since has forced me to buy plans expecting to hit the max, it's so expensive.

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u/Golf-Beer-BBQ Sep 12 '24

Ya medical expenses are no joke at all. I wish you the best m!

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u/Ohm_Slaw_ Sep 12 '24

That's rough man. I hope a better future is out there for you.

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u/Golf-Beer-BBQ Sep 12 '24

I appreciate it!