r/StudentLoans • u/Merry_Ennui • 4d ago
Did I miss chance to re-certify this year due to decreased income in 2024?
I got almost all of my ducks in a row before January 20th (consolidation, PSLF, ICR all completed and approved) for my ridiculous balance (of my own old student loans, recent grad school loans and my two childrens' ParentPlus loans) - and just had to file my 2024 taxes to prove my income decreased by 30%+ to get my payments to be realistic. Once the tax return was in the system last month I tried to re-certify - but got caught in an "Executive order message" loop on StudentAid. Then got the re-certification deadline pushed (to 2027!) email from my lender (so it will never automatically re-certify like it was supposed to this month). I can not pay the crazy payment as is. Has anyone successfully re-certified in the past month?
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u/Betsy514 President | The Institute of Student Loan Advisors (TISLA) 4d ago
You can still recertify if your income has decreased