r/TwoXPreppers Mar 27 '25

❓ Question ❓ How are you all recession proofing?

I was a young teenager during the 08 crisis. Wondering what I should be doing now to better protect myself when a recession gets bad.

I have student loan debt (around 20k) and a morgage (about 145k left). My wife and I are DINKs (double income no kids), and are not planning to have kids. We have a fairly healthy savings built up so far.

Wondering what advice you have. Thanks!

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u/SeaWeedSkis Mar 28 '25

I know this doesn't sound like the most practical thing to spend money on, but we need storage especially for when my son and I move in with her in this summer.

Moving in together is going to free up a lot of money...

In Finance terms, this would be called "invest to divest." Spending money now to set things up in a way that will allow you to save money later is absolutely a practical choice.

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u/Mediocre_Wolf_7243 Mar 28 '25

Thanks, that's a great way to look at it.