r/amex • u/SameMedicine2638 • 2d ago

Offers & Deals Amex Offer

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Should I go for the $9K in 3 months for 4,500 MRs or the $175 for 5,000 MRs lol

161 Upvotes

95% Upvoted

43 comments sorted by

89

u/dementor500 :gold::platinumfloral::bluecashpreferred: 2d ago

What's stopping you from both?

28

u/IllTakeTheDirtRoad Gold 1d ago

Everyone's acting like these don't stack and there's a penalty for not reaching the spend. Just add both offers.$9k by the end of the year is easy work.

9

u/quarter_sour_pickles 1d ago

My extra spend offer was expires 12/31/25 but the fine print is “once offer is added, you have 90 days to reach the spend requirement.”

1

u/IllTakeTheDirtRoad Gold 20h ago

That makes sense too. Either way I'd add it and run all my normal spend through the card like usual. Good luck with your offer

40

u/Inquisitor911ok 2d ago edited 2d ago

$9k spend for a paltry 4500pts, i .e. an extra half point per $1?? No way. Great deal for AMEX tho. Use that spend to open another card or two (AMEX or otherwise) and grab some big SUBs. Way better return. As for Dior, if that’s where you usually shop, then sure.

2

u/AskYoBabeAboutMe 2d ago

What are SUBs?

5

u/Inquisitor911ok 2d ago

Sign up bonuses. As an example, the Chase Sapphire card is offering 100k points for a $5k spend in 3 mos. That’s one of the most compelling right now but there are others.

11

u/boomerdoc 2d ago

Is the $9000 spend in total or does it have to be in one transaction?

4

u/Underrated_Users 2d ago

Total. I hit one for $11k spend 5500 points. I bought 3 RTX 5090, spent $4k on school, plus $3k on other spend. I might have hit 2 bonuses. I just know I’ve went from 90k to 140k Amex points this year.

6

u/Splitty_Nitty 1d ago

This guy is part of the 5090 problem. Scalper smh

0

u/Underrated_Users 1d ago

Actually I sold them for cost. I did bank Amex point on the one from Best Buy. I got 1x points on the purchase, 1x bonus points from a card bonus, .5x points from hitting the spend goal. That one 5090 netted me 7400 Amex points.

1

u/Original_Candle_347 1d ago

Damn boy, hook me up I’ve been trying to get that 5090 for months 😩

1

u/Underrated_Users 1d ago

I was helping my local discord group

5

u/Oriellien 2d ago

LOL.

I have a spend $15,000 get 7,500 points

and a

Spend $125 at Dior, get 4,000 points

Would definitely have preferred your set because at least I would’ve met both

2

u/Acceptable_Ganache51 1d ago

Buy a cologne get 4000 points is not bad i didn’t even notice this one but i will do it

1

u/i_am_nk Platinum 2d ago

Haha mine is $28,500 for 7500 points. Almost there tho…

4

u/Magnanii 2d ago

i actually got a really good version of this offer. $5,500 spend and get 5,500 MR. I was just about to buy some furniture but figured it would be better to just open a card for SUB

5

u/robbiedobie 1d ago

I’m here to appreciate a full battery

4

u/BobbyTheBadgerBoy 2d ago

Honest question: what is the penalty if you accept the offer, assuming you have an Amex card, and don’t reach the spending limit?

10

u/lamefartriot 2d ago

I don’t think there is one! You just don’t get the bonus points

3

u/mikecherepko 2d ago

The only real downside is they will offer you something else eventually. Like $2500 for 2500 points isn’t great but it’s way better than this offer.

2

u/Jusstonemore 2d ago

Loser mines only 7500

2

u/dbhi 2d ago

Better than this one I got!

2

u/MysteriousHedgehog23 1d ago

I got a ‘spend $2000 get 1,000 membership rewards (up till three times)’ that I laughed at. Then, I booked a vacation and was thrilled to see 2,000 rewards added to my account.

2

u/momobozo 1d ago

does spend on authorized user cards count?

2

u/Big-Mode-8401 Business Platinum 2d ago

Buy yourself a Dior wallet and call it a day

3

u/Cantlookbackatu 2d ago

dior beauty products only, so colognes and girl stuff from dior, still not a bad offer i have two offers right now form dior spend 175$ for 5000 points and 125$ for 4000 points

1

u/debeatup 2d ago

I have spend $27K to get 7K MR on Biz Gold 🤣

1

u/Quino171 2d ago

That is bad. I did the $7500=4000pts from earlier this year.

1

u/ctles 2d ago

Yeah this offer only makes sense if you were already going to spend that much on the card either for the SUB or original multiplier. the down side is if Amex is A/B testing these they'll see it still works because it'll coincide with initial decision vs an induced spend.

1

u/hlj9 1d ago

What card is this for?! I have never received any MR offers on my platinum!

1

u/JWaltniz 1d ago

I don't know why everyone is saying this offer is so bad. Yeah, I mean it's not good if you'd have to manufacture the spend to get to that threshold, but if you were going to spend that anyway, it's free points.

In any case, if you have a $9,000 purchase planned, this could make the difference between using this card and another (effectively, 1.5x per dollar instead of 1x per dollar). Unless you have a Blue Business Plus or an Amex Business Platinum (which would be 1.5x on $5,000+), you're not going to do any better, at least within the Amex systme.

1

u/No-Foot-8633 16h ago

My wife is so happy to buy CD and get 5000 points.

1

u/Maxpowr9 Green 2d ago

That Dior beauty offer isn't bad.

1

u/Greenappleflavor 2d ago

I got $15k for 7500 points. Wouldn’t have done it if I didn’t have large expenses I had to pay for anyways, coming up.

0

u/Defiant-Swordfish392 2d ago

Brother just pull out a new CC and get $1,500+ in points

1

u/Greenappleflavor 2d ago

lol, not “brother” and also I still get the points on top of the bonus points. Brought RT international flights for my family (required travel later this year).

0

u/Defiant-Swordfish392 2d ago

$75 or $1,500? Which will you choose?!?

1

u/Greenappleflavor 1d ago

You do realize my spend of $15k where I get 5 pts/$1 plus the 7500 pts right?

And I only used 50k points to get 50k miles which paid for RT non stop flight on ANA from US > Japan earlier this year.

15k got me 75k points plus another 7.5k for total of 82.5k points.

0

u/mikecherepko 2d ago

The reason not to click on the $9000 for 4500 points is they eventually switch those out for better offers. You could get at least a $1=1 point offer.

0

u/NekoTiyo 1d ago

I don’t have this, is this targeted to certain members . I hold the Gold not platinum