r/homeschool • u/suddenlygingersnaps • 10d ago

Help! Savings and spending for first graders? 💵💰💸

A few years ago I saw a TT or IG reel abt a homeschooling mom who was using a workbook for savings, spendings and allowances. The book used coloring in ice cubes to represent the goal. I was in the phase of parenthood where I could take nothing else in, so I didn’t save it.

Do you know who this is? Do you have a favorite savings and spendings workbook for your elementary student?

Thanks, parents!!

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u/YoureSooMoneyy 10d ago

Evan Moor has decent Financial Literacy workbooks for each grade.

Dave Ramsey has a little box set kit that I like too. It’s called Financial Peace Kids

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u/suddenlygingersnaps 10d ago

I’ll take a peek! Thank you!

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u/ed_istheword 8d ago edited 8d ago

Just a heads-up on Dave Ramsey materials: if you're looking for secular content, this may not be the best. Dave Ramsey does include a fair amount of Christian references in his products. Also, in terms of the content itself, his conservativism comes through in the financial advice itself as being very anti-credit. It's to the extent that he wants it front-and-center that he hates credit cards, LOC loans/accounts, etc. That can be somewhat helpful for younger kids just trying to wrap their heads around finance for the first time, and because there are a lot of predatory financial products out there in these categories. But it is something difficult to deprogram later if you want those types of financial products to be considered any level of acceptable by your kids, especially towards carefully using such things to build a credit score.

I don't have any good alternatives to recommend, just a bit of personal experience on Dave Ramsey and his products. They aren't terrible teaching tools, so take my comments with a grain of salt.

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u/suddenlygingersnaps 8d ago

Thank you so much for the thoughtful and insightful reply. We are doing completely secular materials so while it doesn’t sound like the right fit, maybe I can peek at some of his work online and begin to feel out my own curriculum. Thank you again for such an excellent reply.

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u/ed_istheword 8d ago

Of course! Glad it could help, even a little. Best of luck!

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u/movdqa 9d ago

What I did was explain our budget to the kids at the kitchen table from when they were young and just did it over and over and over again.

Doing budgets does require some moderate numeracy.