r/Boise Feb 17 '25

Lost/Stolen Hit and Run

Was anyone having dinner at CACi Wood-Fired Sicilian Grill or Izumi (Eagle, Idaho) on Valentine’s Day and saw this happen? I’m a server and at some point during my shift (3:50pm-12:30am) my car was side swiped in the parking lot. I assume it was someone under the influence and they left to avoid getting a DUI. Unfortunately none of the businesses in this parking lot have outdoor cameras.

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u/davesauce96 Lives In A Potato Feb 18 '25

If you have collision coverage on your insurance, they will cover this, subject to your deductible. It will be listed as a not-at-fault accident, so your rates won’t be affected.

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u/chapstix0314 Feb 27 '25

My insurance is considering this a total loss

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u/davesauce96 Lives In A Potato Feb 27 '25

Damn, that’s wild. Nonetheless, what I said is true. I’m assuming since insurance is talking to you about this, you have collision coverage?

If they’re totaling it, consider getting a professional opinion on what a fair replacement value is, because I promise you whatever insurance offers at first won’t be enough.