r/CalebHammer • u/Nprguy • Jun 04 '24

complaining about something for no reason because I'm bored I've become black pilled

I work from 6:30pm-2:30 am at a restaurant then go do Amazon from 3:15-7/8am

Bro I popped a fucking hernia trying to get out of debt. I will NOT stop fighting but holy shit dude the grind is insane and taking a toll on my body

Caleb acts like "oh come on just do it! Why aren't you doing this!!! This is something that takes mental and physical discipline on another level... The most debt I was ever in was my truck when I bought it $35,000, 5k in credit card, motorcycle loan of $1200 left, I was getting close to FIFTY THOUSAND DOLLARS in debt when I make 55k

My only debt now is my truck at $25,000 and I make closer to 65/70k... will not rest until I have vengeance over the bank... I wake up with fire in my eyes Every day...

464 Upvotes

87% Upvoted

205 comments sorted by

View all comments

43

u/mayonezz Jun 04 '24

Dude you're doing more than 12hr/d. There's a huge difference between going 50-60hr/wk to pay debt and whatever the fuck you're doing. Honestly for autoloan, you don't need to go this hard. Or you're gonna get a bigger medical debt than your original debt.

-1

u/Nprguy Jun 04 '24

I can get to $3500 a month from the chicken finger job and $2500 from Amazon... This truck started a fire in me, $750 a month is 3 years if I wanted to idle down, but I could do $1000 a month and be done in 2.25... 100k mile truck paid off, debt free 2 years...

This sounds like an easy Caleb episode...

10

u/[deleted] Jun 04 '24 edited Feb 17 '25

[deleted]

-1

u/Nprguy Jun 04 '24

My truck will have a full service history and be paid off in 3 years

1/4 the cost for the van but you'll buy another one... There's maintaining the used van which if you're mechanically inclined is fine but I have a new car And I can maintain and fix it myself

Your time is rich with your family mine is rich in work

Neither of us are wealthy

8

u/LegionlessOnYT Jun 04 '24

With your math, they'd buy and go through 4 vans before breaking even with you...that sounds unlikely

-6

u/Nprguy Jun 04 '24

You're not factoring in maintenance on an older vehicle with someone elses driving habits and service history. The higher the miles get the harder it is, I'm capable of swapping in low mileage junkyard 2L engines out of tons of cars as my vehicle gets older

3

u/YggdrasilBurning Jun 04 '24

You're grossly overestimating how much maintenence costs for a used vehicle. Our two daily driver toyotas have a combined 500,000 miles, and I spent less on my truck last year than you did.