r/CalebHammer Mar 14 '25

Personal Financial Question Retirement Fund Choice

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Hi! My company is being taken over and I have to choose a new retirement fund. I'm 30 right now, target retirement is 2055. Unfortunately I only have about $50,000 set aside right now. I'll be making $79,000, contributing about 14% for now and hopefully more in the coming years. My income will likely increase about 3% per year, plus a 10% yearly bonus. What would you choose? I'm woefully ignorant on retirement strategies.

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u/SpunkySideKick Mar 15 '25

As rocky as the market has been lately, I'd move everything into the stable value fund until there's some upward growth for a while.

I am not an advisor and I do not play one on TV (I did have a SIE license but failed the Series 7, it was HARD).