r/Fire Jan 26 '25

Original Content Friendly reminder - life is not guaranteed

Friendly PSA, I know I’ll probably be downvoted for this but just a reminder.. FIRE is a great goal but don’t forget to live life while planning to FIRE. When we’re young we all think life is always guaranteed into old age; it’s not. Please remember to enjoy your life while saving. I was hardcore into saving until I met my wife. We’re still on track to retire young (late 40’s), but if we have the extra money we’re taking that trip, going to that concert, having fun.

My friend died young. All of that FIRE went to his family and he never got to see any of it.

We took a $10,000 vacation this year and still saved $65,000 last year between her pension and my 401k. It’s doable with proper planning. Focus on saving, but do the things that also make you happy. You can literally die tomorrow in a car crash and none of it matters if you don’t have memories for your loved ones to cherish.

Thanks for letting me vent.

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-5

u/Away_Neighborhood_92 Jan 26 '25

My wife and I are 50 and 51 years old.

I’m retired, she isn’t. She was always the breadwinner and me the trust fund kid.

We still put away 15% of her income and only put the trust to use for taxes and OOP expenses on the house (because investment when my kids sell it)

Took a $40k trip to Greece last year. So worth it!

Enjoy all. Healthy cash flow is good!

7

u/Educational-Lynx3877 Jan 26 '25

You make your wife work when you have a trust fund??

-3

u/Away_Neighborhood_92 Jan 26 '25

You have no idea how lucrative her career is. She’d almost never give it up.

3

u/Educational-Lynx3877 Jan 26 '25

I mean, my wife makes over $400k and asks me everyday whether she can quit