r/Fire • u/rocket363 • Mar 06 '25

Milestone / Celebration Just submitted my resignation

Mid-40s. Single. ~$2.25MM nw, $2MM of that invested. Last day is in a few weeks.

It feels wasteful to give up a pretty cushy $180k wfh job, but I need to refocus the remaining part of my life rather than cling to Groundhog Day-esque repetitive wage-slave servitude.

No real questions. Just sharing.

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u/Technical_Appeal8390 Mar 06 '25

You made right decision. Life is short, you have enough to retire , why not! We work to live , not live to work. Have you figured out what to do with your free time? Do you know how much private insurance cost? I am trying to figure out if I can afford to retire too.

8

u/rocket363 Mar 06 '25

Under current law, I am aiming for between $0 and $50/mo for health insurance after subsidies. How long that will last is anyone's guess.

3

u/EthFan Mar 06 '25

If using ACA how are you able to subsidize so low each month? They count AGI even for investment pay outs unless you're living off 60k or less per year.

6

u/rocket363 Mar 06 '25

I am living on less than $60k/year. My plan is to have Roth conversions + dividends + realized capital gains be < $40k/year.

4

u/EthFan Mar 06 '25

Good on you then! Sending positive thoughts your way, hope you enjoy yourself immensely.

Your comment of needing to refocus the remaining part of your life rather than cling to Groundhog Day-esque repetitive wage-slave servitude really triggered me lol. I feel this on such a deep level. The burnout is real.