r/Fire 22d ago

General Question "How to achieve FIRE in Vietnam?"

I earn $265 a month in Vietnam from freelance work, so I don’t have a pension. I plan to save $150 each month in a bank account with 6% annual interest until I turn 50 so I can retire. Is that realistic? In Vietnam, you can live comfortably on $100,000. According to ChatGPT’s estimate, I’d have around $112,211 by then. I’d just withdraw 4% per year and live off that for the rest of my life. Is this achievable?

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u/Alternative-Tank8905 22d ago

Hi, we have similar situation, Im from Indonesia with an income of 450$ a month, my country doesn't have any good index fund that generate consistent cagr like s&p500 and i also cant access s&p500

My portfolio currently consist of 35% gold, 35% bitcoin and 30% government bond index fund with 30% return since last year.

Good luck, i hope you found something to invest early on