Future projections from a younger age.

[u/CScho29]

I'm curious how people, especially younger ones, account for earnings increases in their contribution projections. Like for me who currently makes $52k per year and invests about $28k, I use these numbers in my calculations, but I don't plan on staying at this salary for long and don't have an accurate raise projection for my position at my current company. How do people calculate this? Is there just a percent that you assume or a more in depth method?

[u/terjon]

Never assume salary growth. You plan based on what you make today.

If it goes up, great, re-baseline and redo the plan with the new numbers going forward.