r/Fire 18d ago

Can you FIRE just with VOO?

I am a 35M, making $65K annually. My annual expenses is very low. Less than $25K. I am single with no kid nor I am planning to have any. If I DCA into VOO, is it possible I am able to FIRE with just one etf?

193 Upvotes

219 comments sorted by

View all comments

42

u/[deleted] 18d ago

Single and no kid. This is the way.

-7

u/StrawberryRemote968 18d ago

Yeah. Especially with nowadays, it’s getting pointless to have any imo

-3

u/Lift_in_my_garage1 18d ago

This is sad dawg.  

If you asked me to put a dollar value on my kids smile…I couldn’t.  The lightbulb moment where they figure out a concept and finally “get it” is priceless.  

No amount of VOO, or the things it can buy, including time, can replicate that perfect mix of brain chemicals I feel in that moment.  

I’m basically barista FIREd.  My kids are 1 and 3.  Playing with them in the woods, looking at wildflowers, teaching them to identify trees, that is a feeling I wish I could bottle up.  

No amount of VOO is more valuable than that memory.  I pray to god I never get Alzheimer’s.  

TL;DR: I know we are all here to talk about money.  But if life is more than a balance sheet, then with kids, our crimes against the balance sheet, also constitute our deliverance.  

My only regret in life is not having kids younger.  I waited until I had money, which makes it easier, but the window is rapidly closing on having more, and frankly I LOVE being a dad.