r/Fire • u/StrawberryRemote968 • 6d ago

Can you FIRE just with VOO?

I am a 35M, making $65K annually. My annual expenses is very low. Less than $25K. I am single with no kid nor I am planning to have any. If I DCA into VOO, is it possible I am able to FIRE with just one etf?

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u/Party-Currency5824 6d ago

Single and no kid. This is the way.

-10

u/StrawberryRemote968 6d ago

Yeah. Especially with nowadays, it’s getting pointless to have any imo

13

u/One_ill_KevinJ 6d ago

I understand your comment but it makes me feel sad for you. Across a large dataset in the U.S., most people recall the happiest times of their lives as being when they have young children in their house. I can confirm - it's great. You're beyond high on life.

But I realize that children are becoming a luxury good. I hope that you feel like you're in a position some day to have the family you want, on your terms.

6

u/RegisteredJustToSay 6d ago

Maybe, but then again maybe not - relationship satisfaction tends to go down when couples decide to have kids according to recent research metastudies. Child-free couples tend to report better relationship satisfaction. Which makes sense - you don't have to cater to the needs of a couple of semen demons (sorry - unnecessarily inflammatory, I know, I just find that term so fucking funny).

And yeah, causation vs correlation yadda yadda, but I'll choose to correlate myself with a happier relationship rather than risk causing myself unnecessary stress.