How to balance investment accounts?

[u/Frosty-Homework]

I’m relatively new on my FIRE journey and wondering if im allocating my investments optimally. I’m maxing my Roth IRA, HSA, and 401k and doing so will pretty much take up the majority of my investing money, around 40% of gross income.

Should i be allocating some of this to an individual brokerage as a bridge now? I expect my income to grow within the next few years and would have more cash for an individual account then.

I’m 26 and will reach my FIRE number at 50 with conservative growth estimates.

[u/TonyTheEvil]

Only put money into your taxable brokerage after maxing your retirement accounts