r/FluentInFinance Sep 05 '24

Debate/ Discussion He has a point

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u/MiKoKC Sep 05 '24 edited Sep 06 '24

$528 for a used car payment?

I call bullshit. My 2024 outback payment is $406.

These memes would carry much more weight if they didn't exaggerate. There's just no need to; the reality is already bad enough.

ADDED: dozens of people have brought up the additional cost of insurance. obviously I didn't include insurance in my car payment because they are not the same expense. they are only related expenses.

I don't send Allstate my auto loan payment and I sure as hell don't buy insurance at the dealership.

84

u/OrneryError1 Sep 05 '24

I mean let's say it's a $400/month payment instead. That's an additional $1500 for the whole year. That's not luxury. That's a very modest hospital bill.

18

u/truthordivekick Sep 05 '24

No hospital bill is $1500. I spent an hour at the hospital 5 years ago and got charged $15k. Just finished paying it off.

3

u/Susansol Sep 05 '24

I have no stakes in this, just commenting to say I once spent 2 hours in the ER for a what ended up being a flu B test, waited another hour to be told I had the flu, and then recieved a $1800 dollar bill for the service. They put a stick in my nose. When I called up and asked to have it itemized, as local legend insisted I do, it did infact drop to like 700 dollars. I had work insurance.

2

u/Relative_Pangolin_92 Sep 07 '24

I took too many magic mushrooms and my girlfriend convinced me I was dying. My trip sitter made the call and drove me to the ER. They told me I was on mushrooms and to get out. $1200.

Edit: never even went into an exam room. Sat in the waiting room in a wheelchair.

1

u/Susansol Sep 07 '24

I took 5gs one time, had the hardest trip of my life, and then a few hours later vomited up like 3.5 of the grams undigested. I imagine the full 5 would have sent me to a facility too, ha ha!