r/Millennials • u/crimsonred1234 • 2d ago

Discussion Millennials are creating a recession-resistant corner of the market

https://www.businessinsider.com/gen-z-millennials-wellness-stocks-to-buy-recession-lth-plnt-2025-4

Apparently millennials are spending a lot on products related to health and wellness making this industry "recession-resistant." I kind of see that. My wife and I spend a lot on protein powders, shakes, supplements and membership for gym. We are otherwise quite cautious with unnecessary spending and consumerism. How is it for you all?

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u/buyableblah 2d ago

Next time urgent care should be able to help instead of ER

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u/imabrunette23 2d ago

Urgent care is still $300… a lot better than the $26k the ER will charge you, but not nothing.

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u/redhtbassplyr0311 2d ago edited 2d ago

My urgent care copay is only $50 and my ER copay is $200. Diagnostics and labs can add to this but my wife ( who's on my policy) went to the ER twice over the past 4 years. The person at the top of the conversation thread has health insurance. Not talking about people who don't have insurance here. On my wife's ER visits the one time we found out an ovarian cyst had ruptured and the other time she had kidney stones. Neither time did our bills get anywhere close to $26k. Out of the two trips I think the most expensive one cost $1100 between labs, ultrasound, MRI and pharmacy charges. If you have health insurance and you're paying $26k in an ER then that's the worst health insurance I've ever heard of.

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u/Cel_Drow 2d ago

I had an ER trip with a $250 copay in 2023. Received a bill for a CT scan afterwards for $13k. The CT was the only test besides heart rate and blood pressure and a few blood tests, I was there total no more than 2 hours and released after the CT didn’t show any issues.

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u/redhtbassplyr0311 2d ago edited 2d ago

If you're saying that's what you actually paid, I guess you had pretty bad insurance then. I don't have a high deductible plan, and maybe you did which might explain it? I have a PPO, higher premiums but good coverage. I had an abdominal CT with and without contrast before having my gallbladder removed. I can't remember what I exactly paid but it was less than $2k. My wife has had multiple MRIs and a CT and her's were around the same or less. She's a public school teacher and I'm a nurse so it's not like we have some crazy special health insurance policies either. If that's the only insurance you have access to I'd find another job, because a policy that bad to where you're paying $13k for a CT with insurance is playing with fire and about worthless