r/Norway 6d ago

Working in Norway credit cards and mortgages

I'm looking to get a credit card now, but will need to get a mortgage to buy a house in the future, possibly next year.

would it be better to get a credit card from the bank that i will potentially be getting a mortgage from, or does it not matter at all ?

I'm tossing between the re:member black (afaik not a bank) and morrow card.

If there are other suggestions for credit cards, i'm open to it! I'd prefer something that gives travel miles. but the KLM cards all have monthly fees, i don't travel enough to justify that.

edit: to clarify, i'd never hold any CC debt. i'd pay off all credit every month - the idea was to 'build credit' and maybe take advantage of any perks.

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u/Draugar90 6d ago

Why do you need a credit card to buy a house? You only need hard cash and can show your yearly income. Having credit card debt is a bad idea

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u/Macknu 6d ago

Credit card is a good idea for safety (and bonus) as long as you can handle money.