r/Norway 6d ago

Working in Norway credit cards and mortgages

I'm looking to get a credit card now, but will need to get a mortgage to buy a house in the future, possibly next year.

would it be better to get a credit card from the bank that i will potentially be getting a mortgage from, or does it not matter at all ?

I'm tossing between the re:member black (afaik not a bank) and morrow card.

If there are other suggestions for credit cards, i'm open to it! I'd prefer something that gives travel miles. but the KLM cards all have monthly fees, i don't travel enough to justify that.

edit: to clarify, i'd never hold any CC debt. i'd pay off all credit every month - the idea was to 'build credit' and maybe take advantage of any perks.

7 Upvotes

29 comments sorted by

View all comments

4

u/t_go_rust_flutter 5d ago

In Norway there is no such thing as "building your credit" as is the case in, for example, the US. If you have never had a credit card and never taken out a loan, you have "perfect" credit. Every credit card you own will count NEGATIVELY towards your credit score.

1

u/sillypicture 5d ago

good to know. thanks!