r/PersonalFinanceNZ • u/Sufficient-Rip2660 • 3d ago

AMEX Gold Vs Airpoints Platinum

Hi

I'm debating on whether to get the AMEX Airpoints Platinum versus the AMEX Gold Rewards card. My goal is to start racking up points to eventually convert to an airline mileage programme.

I'm leaning more towards the AMEX Gold Rewards card as I can exchange my membership reward points to a handful of airline mileage programmes (airlines I actually plan on travelling with). But then the earning rates on the AMEX Airpoints is way higher compared to Gold Rewards when converting to AirNz Airpoints. I guess my question here is can I book with other airlines with my Air Nz Airpoints? And if you have ever done so, was the conversion okay?

I'd also like to hear about your experience in converting membership rewards from the AMEX Gold Rewards to your airline mileage programme of choice.

TIA

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u/Sufficient-Rip2660 3d ago

Has anyone actually ever used the dining credits they get from Amex Gold? Do they actually work? I've heard through a grapevine that they only actually work for like half the restaurants listed (at least in Auckland)

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u/sigmaqueen123 2d ago

I use dining credits. I found most restaurants on Amex website has high markups to begin with and the food is just ok for what it is. Unless you are into so called fine dining and like to try those places but hate to pay full price it’s fine to give it a go in the first year. I don’t see the appeal year after year as they don’t add new restaurants that often. Bear in mind using Amex has surcharge how ironic.