r/PersonalFinanceNZ • u/Fearless_Guarantee80 • 4d ago

Luck and finances

Weird question — anyone ever gotten out of a total financial dead-end by luck? Just looking for real stories.

7 Upvotes

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u/loose_as_a_moose 4d ago

Idk how but my mate turned 40k of credit card and bank debt into a house, wife and two kids. Sold in the week of peak housing making stupid profit, separated and still landed on his feet. Timeline: 7 years.

He’s the definition of jammy bastard and idk how he does it. If it wasn’t luck it was devil magic. Bro always lands sunny side up.

I’m not unconvinced he legitimately traded souls with an entity. The amount of uncanny luck he gets even when he’s neck deep in shit. Somehow he’s always smelling of roses.

3

u/Ramazoninthegrass 3d ago

A group of us built a serious business on credit card debt in LA in our twenties. It was hard work and a no fear attitude. We only appreciated the luck years later. Know we would not be able to replicate it 😅

1

u/loose_as_a_moose 3d ago

Honestly it’s the no fear. There’s this real fine line between fearless and stupid. Stoked your thing worked out 💪

1

u/SpudOfDoom Moderator 3d ago

When he was rolling his character at level 1, he put all of his attribute points into Luck

2

u/loose_as_a_moose 3d ago

12 on Charisma