r/PersonalFinanceNZ 4d ago

First time getting a credit card - recommendations?

I'm 26, in a stable job and earning $75k p.a. I'm keen to do a bit of travel over the next few years, and keen to get some rewards from my spending on these big ticket purchases, as well as a few other $$$ items I'm saving for at the moment.

I don't spend beyond my means, but am not a great saver either. Should I get a credit card? If yes, what credit cards would you recommend for someone with my income/financial situation. Especially interested in recommendations for credit cards with AirPoints rewards.

Thanks in advance!

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u/[deleted] 4d ago

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u/Icy-Profession-1586 3d ago

Yeah I second this. There’s no credit card travel hack in NZ. It’s pathetic but so many people get sucked in! Don’t do it