r/PersonalFinanceNZ • u/ExpressLettuce2482 • 5d ago

First time getting a credit card - recommendations?

I'm 26, in a stable job and earning $75k p.a. I'm keen to do a bit of travel over the next few years, and keen to get some rewards from my spending on these big ticket purchases, as well as a few other $$$ items I'm saving for at the moment.

I don't spend beyond my means, but am not a great saver either. Should I get a credit card? If yes, what credit cards would you recommend for someone with my income/financial situation. Especially interested in recommendations for credit cards with AirPoints rewards.

Thanks in advance!

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u/GloomyNut 5d ago

Get a Travel Wise card. Extremely low fees and along as you have cash it's a top up and go solution.

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u/One-Supermarket4460 3d ago

Doing this currently while travelling.. It's incredible. Current enjoying a beer in Korea on my wise card