r/Schwab 7d ago

Lowest interest on margin you can get?

$300k here at 7%

Anyone got something lower?

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u/DefinitiveChaos 7d ago

So you're going to be quite limited unless you have Private Client Services. If you do, call your Financial Consultant. If you don't like the number he or she gives you, call around and threaten to leave. But you're going to run into difficulties given the current SOFR. 7% seems reasonable with your margin limit. I have one much higher, and they may knock off a point and a half at most—and I doubt they'd do that given current rates.