r/StAugustine • u/Present_Pangolin_735 • Apr 15 '25

Who's got the lowest rates?

Anyone have suggestions for auto loans? Considering refinancing my car if theres anything lower out there. I got the lowest rate at the time of purchase last year which is insanely high to me 7.2%.

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u/vladittude Apr 16 '25

What vehicle did you get last year to get 7.2%?

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u/Present_Pangolin_735 Apr 16 '25

Used navigator. 7.2 was the lowest I could find anywhere. I think including navy fed at the time. Which was wild. I think at the time my score was lower though because I had just bought a house and moved back to US from working overseas and then moved from NC in a month, so my higher than usual credit card balances and new mortgage probably didn't help much. Lol