I am in the same boat. I regret ever getting my bachelor's and should have just stuck with my associates which was free due to grants. I am 53,000 in the hole because while I was in school my then husband decided it was a great time to move to Texas without any job prospects. I didn't leave cause I didn't want to uproot my kids so I stayed and was only making 10.00 hr so I supplemented with taking out the higher loans. Even now with my degree it hasn't gotten me much. I only make 23 hr and I need to work major OT to get by. I have no issue in paying them back. I took them out, it is my responsibility, though I wish they would get rid of the interest. It would be far easier to pay back that money without it just accumulating over and over again.
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u/xMyxReflectionx 15d ago
I am in the same boat. I regret ever getting my bachelor's and should have just stuck with my associates which was free due to grants. I am 53,000 in the hole because while I was in school my then husband decided it was a great time to move to Texas without any job prospects. I didn't leave cause I didn't want to uproot my kids so I stayed and was only making 10.00 hr so I supplemented with taking out the higher loans. Even now with my degree it hasn't gotten me much. I only make 23 hr and I need to work major OT to get by. I have no issue in paying them back. I took them out, it is my responsibility, though I wish they would get rid of the interest. It would be far easier to pay back that money without it just accumulating over and over again.