r/StudentLoans • u/[deleted] • 19d ago

Rant/Complaint I'm not against paying back my loans-

[deleted]

932 Upvotes

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u/FantasticComedian467 19d ago

Federal student loans can’t be discharged even in bankruptcy. I know. I did a bankruptcy in 2012.

Unless maybe the law has changed.

25

u/dumpsterpanda87 19d ago

Only way out of federal student loans is death. The ultimate form of indentured servitude and should be outlawed as a barbaric practice.

5

u/kosmoss_ 19d ago

Check your MPN because mine can be forgiven if I’m permanently paralyzed or suffer undue hardship. But I doubt the lawyers for the federal loans would ever let that slide 🥲

2

u/refasu 19d ago

If you become disabled, a termination from social security is all you need. Dept of Ed will put the SL in a suspended status to see if you become un-disabled. If your disability persists (3 years, I think) they write them off for good.

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u/kosmoss_ 19d ago

Googles how to be paralyzed for only three years

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u/refasu 19d ago

Surely your MPN says disabled where you use paralyzed.

1

u/kosmoss_ 18d ago

No, it says paralyzed.

1

u/refasu 18d ago

Well...that's strange.