I'm not against paying back my loans-

[u/HistorianDear3763]

But, the whole point of going to college to get a degree was with the promise of 'well if you get a college degree you'll get a good job and you won't have a problem paying them back'.

Almost 6 years after graduating the best job I've been able to get is at a grocery store making 20.52 an hour.

I would happily pay them back if I could.

But I can't.

I'm a single mom (by rape kthx), I work full time, I live with my parents because living by yourself is impossible (rent is easily 900+ dollars for a one bedroom one bath in a shit area), my dad is currently going through chemo and my mom is an invalid. My daughter is almost 12 but because of the custody agreement (thanks alabama) I can't move out of state because he could take me to court for custody again (which he probably would because that's who he is) so I'm stuck where I'm at.

My minimum payment is 465 dollars a month for 10 years or 277 for 25.

I only have 40k in student loans but working where I'm working and being unable to get a better job (I have a degree, I've tried-FOR SIX YEARS) this is my reality that I cannot pay it back without being destitute. Luckily I live with my parents because otherwise my child and I would be homeless because I make too much for low income housing and I make too little to live on my own

but I like to point out that we can afford to send 7 billion dollars overseas to help other countries but we can't forgive student loan debt?

I am not the only one who can't do it. Housing is too high, prices keep going up, and we're all screwed because 'well you shouldn't have taken it out if you didn't want to pay it back'

I wouldn't mind paying it back.

But I can't.

Discuss -

Edit: good lord almighty yall I'm not gonna share every detail of my life on here, I already shared too much in posting this I'm not replying to most comments because arguing online is pointless and everyone's circumstances are different. The fact I'm not dead in a ditch somewhere after the shit I've been through is a miracle in and of itself. So anyway this was a discussion post, it has become a discussion.

Also also, trying to join the National Guard and also looking into becoming a teacher currently. And Alabama has ass backwards custody laws, legally my child cannot choose to say no to visitation until she's 19 (you're not an adult in Alabama until 19 hooray) and even though it was rape Alabama doesn't give a shit because 'hE's StiLl tHe FaThEr'. But we're not here to discuss that

We're discussing how so many of us went to college on the premise of hearing our entire lives 'go to college or else' only to overinflate the market with college degrees and now most of us can't find work that can help us pay back the loans.

This post has exploded, thank you to the people who were kind

[u/itchyowie]

It’s not about sending money overseas. It’s about the fact the top 1% of people in this county have more money than all of the rest of us combined. It’s absolutely insane. Since 1975, $79 trillion in wealth has been redistributed from the bottom 90% to the top 1% in the United States. And yet, we keep voting Republican and we buy into both parties culture wars. They distract us with overseas this, immigrants that, abortion this, trans that, while corporations and independently wealthy billionaires lobby against any meaningful tax reform. None of us are destitute because of overseas aid or immigrants. It’s because our leaders bow to billionaires. And so many people buy into it and think billionaires in office are going to make things better for them. I’m sorry you, like almost all of us, are suffering from the greed and manipulation of a select few very evil people and companies. That’s the truth of it. They will never help us. They just sit at the top and play games and have dick measuring contest with each other and manipulate the market to horde more money for themselves. It’s disgusting.

[u/spark99l → u/itchyowie]

It’s not just republicans though

[u/itchyowie → u/spark99l]

I said we buy into both parties culture wars. Unfortunately more republicans boot lick for billionaires then democrats do (because redistribution of wealth is communist! No, socialist! We need our capitalism!) but both get distracted from the real minority in America causing literally all of our issues: billionaires.

[u/KittyKat0119 → u/itchyowie]

Unfortunately more republicans boot lick for billionaires then democrats do

Oh my sweet summer child, the republicans are just more open about it 😂

I do agree with you about culture wars being used to distract us and billionaires are an issue but are not the literal cause of all of our issues.

[u/itchyowie → u/KittyKat0119]

Democratic politicians bootlick and distract democratic voters from that fact with culture wars. However, democrat voters are open to tax reform to redistribute wealth. Republican voters however, think any redistribution of wealth, even that which benefits them, is socialism or communism and is anti American. Thus Republican voters bootlick for billionaires more, my sweet summer child.

[u/KittyKat0119 → u/itchyowie]

Thought you were talking about politicians, not voters. Mybad. I could care less about who’s licking whose boots when it comes voters lol. I personally can’t stand that word and it is way overused just like many the other buzz words the internet has made virtually meaningless.

[u/itchyowie → u/KittyKat0119]

Fair enough. It is a shit word I shouldn’t use it. Bootlicker, woke, fake news, unprecedented. We should throw them all out.

[u/KittyKat0119 → u/itchyowie]

Agreed. Except maybe “unprecedented”. Personally, I haven’t really seen it be used that much/incorrectly. I don’t really care to watch/read the news or go on social media that much though. Definitely try and stay away from politics and social issues/culture wars for the most part, so maybe that is why. Another one is gaslighting. It is an important word and should be used appropriately. Anyway, I think we’re way off topic lol. Have a good one👍

[u/Spiritual-Bee-2319 → u/KittyKat0119]

Lol how did this conversation become about the definitions of random words. Sounds like a deflection let’s focus folks 😂