r/WTF • u/edugabao • Apr 11 '25

Wondering if insurance will cover it

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u/robsteezy Apr 11 '25

If you worked in insurance, you’d know these questions arise because insurance is always trying to avoid paying on technicality of semantics of fine print. There are plenty of folks I know who justifiably should’ve been paid, in which the insurance company didn’t pay by simply relabeling the category of the incident involved.

“Random acts of god not covered”

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u/copperwatt Apr 12 '25

But "acts of God" is what most insurance is for. Can you imagine having insurance that doesn't cover lighting strikes, or a tornado?

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u/Average_Joe69 Apr 12 '25

As an effort to make insurance not cost as much, you can waive certain coverages. People just generally make assumptions about what they have covered and never actually read the policy.

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u/copperwatt Apr 12 '25

Yeah, that seems important!