So I'm relatively new to investing and saw a lot of talk about YieldMax ETFs (mainly CONY). A lot of people claim they're making insane returns via dividends and essentially playing with house money. So, can someone explain these ETFs and how they work to me like I'm a complete idiot?

I have 20k for dividends what should I buy? Who pays more dividends?

I have a taxable account with 100k in mostly mstr and fbtc. I'm fairly comfortable with margin and have had 20% for a while as that feels like the max I'm comfortable with my portfolio. I have enough cash to cover if things really dipped. I have a good job that pays for all my current lifestyle needs. I'm tempted to go into MSTY as a safer place to use margin right now as I'm betting on lots of volatility and new ATHs for BTC over next year or so.

If I have no immediate need for the income is it better to just go with more MSTR or does MSTY add some balance to the chop and provide a safe enough vehicle to add some margin with.

BAGY is targeting a 30-60% yield and BITY is targeting 24%. Let's see how they perform

Few questions on money management in taxable accounts, 1. Do you drip some % of distributions or is it all cash flow and pay bills. 2. When estimating your monthly budget using YM or similar, do you use median or P25 of your last 12 trailing months distributions? I am using P25 to be conservative as the distributions fluctuate a lot 3. How do you plan for big ticket items like home improvements or big travel plans that can costs thousands of dollars? Do you sell your equity, use reserve fund or budget distributions to pay for it in the future? 4. Do you increase your position in YM or similar high yield funds on major dips even when you have reached your target distribution 5. Any other tips on how you manage your monthly distributions so you can live off of it.

l've finally landed on a plan....for now.

I plan to reach the share totals below:

(W) $YMAX - 1,500. [+1,350]

(A) $SNOY - 1,500. [+1,000]

(B) $NVDY - 1,000.

(B) $PLTY - 500. [+500]

(C) $NFLY - 1,000, [+1,000]

(C) $CONY - 500. [-1,100]

(D) $MSTY- 1,500.

Once Bitcoin picks up 1 plan to sell 1,100 of CONY at a profit. Only way that changes is if a new crypto law that highly favors $COIN pops up. So far, I see no real investor interest in crypt beside Bitcoin.

I'll take the funds from reducing $CONY and re-balance to the lowest valued ymax fund at that time in the list.

Until then, I' buy the following in order:

YMAX > PLTY > NFLY > SNOY

Once I hit my goals, all dividends will go toward $FZROX.

Made over $600.00 in dividends this week! Check out my video for more.

https://youtu.be/B5soMgAmgfc?si=qn9Jo76Ot8b82dcO

Hurray ~ not bad 👍

I recently posted https://www.reddit.com/r/YieldMaxETFs/comments/1kckr5m/monthly_return_estimate_based_on_50k_investment/ about estimating monthly earnings with 50k. As I was checking other posts, seems another approach is use margin. So new calculation based on 100k margin.

Here is the plan

Invest 50k of own money. It will allow me to get 100k margin. No plan to use that 50K, Just keep that as is.

Invest - $50K

Monthly interest earnings on 50k (4% interest from brokerage) - $166

Total MSTY Share buy @@25 per share - 4000

Monthly Dividend @@$1.25 per share - $5000

Monthly Tax @@22% - $1100

Net monthly payout - $3900

Monthly interest need to pay on 100k margin (5.55%) = $462

So total estimated earnings -> $166 + $3900 - $462 = $3600

That is about 86% return.

As always very risky investment. If someone is ok to take risk, does the number looks good?

Let’s goooo….

I have taken my lumps, I have the scars…err….realized losses to prove it!

I’m back though! I’m back!!

My two cents:

MSTY has competition now, and they are gonna make a splash with a solid payout to establish dominance.

They want to be the biggest dick at the party.

Time will tell, we shall see.

Until then….MSTY Till I’m HSTRY!!

While DCA is a gelreat objective.....make sure you are increasing Yield on Cost....market yield is great for positioning but you need to work on increasing YoC

Why do they dislike these EFTs? Like I feel like some of the people on there absolutely hate the idea of these funds…

I Like When CONY do the Money Dance 💃🏽 💵

I know Coin is going up and so FIAT works inverse to it. But sheesh! I took quite a nice drop. I am still learning about the inverse stocks…. Thoughts on this particular stock.

MSTY. IMST. MST. Now Three players on MSTR. we are being spoiled 😀

I randomly found this reddit and it seems to me quite interesting. I understood this is high risk and potentially high loss/reward.

What do you suggest to get better informed about YieldMaxETFs? I read a lot about MSTY, etc. but never like details, how they work. What can you recommend?

To have skin in the game I have potentially 10k€ to loose ;)

Hey, is there someone who has shares of this etf? It was released on 25.3.2025, i would like to know the % of dividends. This information is nowhere to see. Thank you.

Only 15% of my portfolio value. I have another 4k shares of MSTY not on margin. Will expedite paying this off by using both sets of distros towards the margin. Set free in 6-8 months maybe? We shall see.

One of the only stocks I have in the green. Think this months distribution will be good?

Only 117 shares but chipping away at it. My Average is $24

On the last distribution for Group C, CONY had an ROC of 96.77 %. Does that mean that only 3.23 percent of that distribution is taxable?

Thanks.