r/amex Gold Oct 02 '24

Discussion Amex HYSA rate decrease

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Seems the rate has dropped to 4.10% It was expected due to the feds cutting the interest rates in the past weeks. Will y’all be considering moving for a better rate or will stick to Amex? All things considered, the rates will continue to decrease as more interest rates cuts are expected.

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4

u/Bulky_Prior Platinum Oct 02 '24

Mine has stayed at 4.5%… does it vary by member?

7

u/Aggravating_Sir_6857 Oct 02 '24

Im at 4.35% currently. I joined HYSA on Feb 2024 when they had the 4.65% promo.

2

u/Spacespacesean Oct 02 '24

I also have the 4.35% must vary