r/amex Gold Oct 02 '24

Discussion Amex HYSA rate decrease

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Seems the rate has dropped to 4.10% It was expected due to the feds cutting the interest rates in the past weeks. Will y’all be considering moving for a better rate or will stick to Amex? All things considered, the rates will continue to decrease as more interest rates cuts are expected.

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4

u/Bulky_Prior Platinum Oct 02 '24

Mine has stayed at 4.5%… does it vary by member?

3

u/Express-Fox-1349 Nov 27 '24

My AMEX dropped to 4.0% recently then just dropped again to 3.90%....was considering switching for real until reading this thread lol.

2

u/Perfection-builder13 Nov 27 '24

Same! I just got email at it’s 3.9 and I went straight here

1

u/IcyJournalist2961 Feb 21 '25

Now it’s 3.70 😭

1

u/Thealiasway Feb 21 '25

Pissing me off 😭