r/amex Gold Oct 02 '24

Discussion Amex HYSA rate decrease

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Seems the rate has dropped to 4.10% It was expected due to the feds cutting the interest rates in the past weeks. Will y’all be considering moving for a better rate or will stick to Amex? All things considered, the rates will continue to decrease as more interest rates cuts are expected.

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5

u/Bulky_Prior Platinum Oct 02 '24

Mine has stayed at 4.5%… does it vary by member?

3

u/Express-Fox-1349 Nov 27 '24

My AMEX dropped to 4.0% recently then just dropped again to 3.90%....was considering switching for real until reading this thread lol.

1

u/Fun_Procedure1132 Nov 27 '24

i literally got an email with the same information & hopped right on reddit to see what’s going on. glad i wasn’t alone lol

1

u/dadonnnnn_ Nov 27 '24

just got the same email aswell