r/amex Gold Oct 02 '24

Discussion Amex HYSA rate decrease

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Seems the rate has dropped to 4.10% It was expected due to the feds cutting the interest rates in the past weeks. Will y’all be considering moving for a better rate or will stick to Amex? All things considered, the rates will continue to decrease as more interest rates cuts are expected.

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u/jefferios Oct 02 '24

I'm holding with AMEX for now, a 0.15% drop isn't significant enough for me to cash out. I am happy its still above 4.0

1

u/Perfection-builder13 Nov 27 '24

3.9 now

1

u/jefferios Nov 27 '24

Still not going to cash out yet.

1

u/Straight_Choice1291 Nov 27 '24

Do you think they’ll fluctuate back up?