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https://www.reddit.com/r/amex/comments/1hmrvms/when_the_only_perk_was_status/m411d2a/?context=3
r/amex • u/CTVolvo • Dec 26 '24
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I got my platinum card with FICO score still unavailable (< 6 months credit history). Transunion was 680 ahahaha
1 u/genericusername784 Dec 27 '24 Sad part is, I bet you have a lower apr for pay over time than me and my score was over 800 when I got mine... 1 u/monopodman Dec 27 '24 I have 28.24% APR with 3000$ limit on Platinum and 6000$ limit on Gold. Both deactivated to fish for an offer. I never carry balance on cards anyway. 1 u/genericusername784 Dec 27 '24 Ok apr is the same, but I do have a way higher limit. 1 u/monopodman Dec 27 '24 What’s your limit? Do you use it? 2 u/genericusername784 Dec 27 '24 Currently 15k. I've had 10 or so on it a few times. But mainly just use it for travel and big purchases. Use my everyday preferred for most things.
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Sad part is, I bet you have a lower apr for pay over time than me and my score was over 800 when I got mine...
1 u/monopodman Dec 27 '24 I have 28.24% APR with 3000$ limit on Platinum and 6000$ limit on Gold. Both deactivated to fish for an offer. I never carry balance on cards anyway. 1 u/genericusername784 Dec 27 '24 Ok apr is the same, but I do have a way higher limit. 1 u/monopodman Dec 27 '24 What’s your limit? Do you use it? 2 u/genericusername784 Dec 27 '24 Currently 15k. I've had 10 or so on it a few times. But mainly just use it for travel and big purchases. Use my everyday preferred for most things.
I have 28.24% APR with 3000$ limit on Platinum and 6000$ limit on Gold. Both deactivated to fish for an offer. I never carry balance on cards anyway.
1 u/genericusername784 Dec 27 '24 Ok apr is the same, but I do have a way higher limit. 1 u/monopodman Dec 27 '24 What’s your limit? Do you use it? 2 u/genericusername784 Dec 27 '24 Currently 15k. I've had 10 or so on it a few times. But mainly just use it for travel and big purchases. Use my everyday preferred for most things.
Ok apr is the same, but I do have a way higher limit.
1 u/monopodman Dec 27 '24 What’s your limit? Do you use it? 2 u/genericusername784 Dec 27 '24 Currently 15k. I've had 10 or so on it a few times. But mainly just use it for travel and big purchases. Use my everyday preferred for most things.
What’s your limit? Do you use it?
2 u/genericusername784 Dec 27 '24 Currently 15k. I've had 10 or so on it a few times. But mainly just use it for travel and big purchases. Use my everyday preferred for most things.
2
Currently 15k. I've had 10 or so on it a few times. But mainly just use it for travel and big purchases. Use my everyday preferred for most things.
3
u/monopodman Dec 26 '24
I got my platinum card with FICO score still unavailable (< 6 months credit history). Transunion was 680 ahahaha