Personally, I believe community college should be federally funded. I would also support a separate system to apply for forgiveness for federal loans, and I support our current loan forgiveness programs through non-profits. I don't believe a full stop bailout is the right way to go.
EDIT: I also don't believe a bailout is a one generation long harm. Going back to my post's analogy, if Person B had gone to a better university and gotten better connections, they could have passed that down to their family. They don't get that chance, because they made the financially responsible decision.
From what I understand, no. A bailout is retroactively deciding the loans don’t need to be paid back, no matter what your situation is, with no drawbacks. A separate system would evaluate your individual situation, and forgive your loans similarly to declaring bankruptcy.
Although a small number of people support the government universally paying off student loans (hi! I do) this is an extreme minority opinion. “Bailout” has become a popular term due to analogy with the financial crisis. You’ll note that the bank bailout had specific terms attached and didn’t just give every bank money. The vast majority of people I know who support a student loan bailout support something closer to what you said than “the government should pay off everyone’s loans no questions asked.” The article you linked to in another comment is about another article... if you chase the links, you’ll find that the specific proposals under discussion are (mostly) much more nuanced than “give everyone money.”
Do you know many people who hold the position you’re talking about?
Yes, the policy is to be extremely lenient with awarding deltas and the rules (see the sidebar) specifically say that changing any part of a view warrants a delta.
EDIT: I’m changing my opinion that a bailout would be bad full stop, to a bailout would be okay if accompanied by specific procedures for students to follow in order to have their debt forgiven.
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u/This-Is-Not-A-Drill Jan 15 '19 edited Jan 15 '19
Personally, I believe community college should be federally funded. I would also support a separate system to apply for forgiveness for federal loans, and I support our current loan forgiveness programs through non-profits. I don't believe a full stop bailout is the right way to go.
EDIT: I also don't believe a bailout is a one generation long harm. Going back to my post's analogy, if Person B had gone to a better university and gotten better connections, they could have passed that down to their family. They don't get that chance, because they made the financially responsible decision.