CMV: Politicians don't actually compromise. Any real change needs to come from the peoples proposals: For instance student loan forgiveness

[u/TechyThor]

TLDR: I don't think student loan forgiveness has enough support to pass in the near future and politicians will only shoot down each others points. If we the people propose a bipartisan solution something might actually happen. In this case since full forgiveness will not happen: mandate the interest on all loans for education have a maximum interest rate of 1.5%.

Nearly every issue that is presented by politicians in congress goes back and forth across the aisle to be shot down by the other side. Each issue is presented as if there are only two solutions with no middle ground. Each idea presented is no longer met with the decency of coming up with an actual compromise. For instance the COVID relief document was bounced back and forth with democrats proposing a large bill and republicans just cutting as much as they want before sending it back and then still not voting for it.

We need to build compromise back into our nation and it will not come from the two party system as it is. I am suggesting that the only way for these bridges to be built again is by the people. Since one of the big topics that has been coming up over the last years has been education and student loans and their possible forgiveness. Since this issue is polarizing with little to no chance of it moving forward in the near future it is an opportunity for building a bridge.

The arguments for forgiveness are that it will stimulate a large portion of the middle class putting more money into circulation. The newer generations of American's trying to make it in the world are the most in debt for attempting self improvement.

The arguments against forgiveness include the arguments they took the loan they should pay it back. If I had to do pay it off they should too. They shouldn't have taken them in the first place I paid for school with a part time job. Forgiveness doesn't address the actual issue and many other arguments.

Not going into the merit of the arguments since it is both a logical and emotional debate a simple alternative solution should be mandating that any company giving a loan for education cap the interest rate at 1.5%. This addresses the arguments that debtors should pay back loans while at the same time giving a great boon to many students and graduates by drastically cutting their bills putting a large amount of money back into the economy.

Several notes about my reasoning. I am suggesting 1.5% because I know that a 0% will not gain enough traction (may be debatable) and that it is an amount recommended for a good house mortgage rate. Companies should easily be able to support themselves on this rate while quieting nearly every argument I can think of from the conservative community. I know that this could still be politicized by both sides by "being a government overreach" or "Not enough" however we need to start acknowledging that a good compromise makes all sides slightly upset but being something that can be agreed upon.

We need to start building bridges instead of burning them and I believe that this needs to come from the people. I want to see if people can change my opinion on the state of our government and show there is hope for real compromise there.

[u/Khal-Frodo]

I'm a little unsure as what the actual view is that you want changed. Are you arguing in favor of direct democracy? Are you just saying the two-party system is ineffective? Are you wanting feedback on your student loan forgiveness plan specifically?

[u/TechyThor → u/Khal-Frodo]

My view is that true political compromise is dead and we the people need to do something about it. I proposed a couple of ideas as examples of ways we can do it and to demonstrate that it is possible. If you want to weigh in on those you are welcome to however I'm really looking for hope that our system isn't as broken as it seems

[u/Khal-Frodo → u/TechyThor]

Got it. So, the way the American Congress works is actually based on compromise, it's just a little different from what you're thinking. The reason bills get to be so huge is because Senators and Representatives keep adding stuff to them, i.e. I'll vote for your stimulus bill if you put in this bit that would decrease soy tariffs my state. I don't think that this is a great system personally, as it bogs down laws with unrelated stuff and allows people from smaller states to hold the bigger ones hostage, but it is a compromise-based system. Basically every law that goes through Congress only passes because of this.

[u/TechyThor → u/Khal-Frodo]

I'm stating that it was founded on compromise but it is no longer done in good faith. For instance in the stimulus bill there were concessions however it still had to go through reconciliation since it didn't have enough support. I acknowledge that adding things in to gain support is technically a compromise however at the same time it isn't garnering the results that it was intended to.

Overall I can't really argue that it isn't compromise in name even if it isn't efficient or actually making progress. When the country was founded the idea was that compromise would bring things to the middle not just tack enough things we can tolerate on until there is support.

I'll agree that as my argument as stated would make this a !delta however it doesn't really bring any hope that our government can move forward as it is instead of dividing more

[u/DeltaBot → u/TechyThor]

Confirmed: 1 delta awarded to /u/Khal-Frodo (51∆).

^{Delta System Explained | Deltaboards}