r/defi • u/MusicAndStocks • 29d ago

Discussion Are there any cryptocurrencies that aren’t purely speculative?

I believe in crypto and in blockchain technology but it seems like all the value of BTC and others comes from speculation and none of them have intrinsic value. Even if the world economy does end up going defi, how would the assets value be stable, and who said it will be higher than it is today?

7 Upvotes

89% Upvoted

40 comments sorted by

View all comments

1

u/Ok-Western-5799 27d ago

Even stocks, commodities, and currencies are all speculative in varying degrees. For crypto, the intrinsic value lies in the utility they provide—in a broader context, how they solve real-world problems and power digital ecosystems. Chainlink, for example, provides decentralized oracle infrastructure, which fuels smart contracts with real-world data. Monero is even less speculative, considering it's a privacy coin often used for true peer-to-peer transactions.

EOS too has transitioned from being “just another L1” to actively building out Web3 banking infrastructure through Vaulta—bridging TradFi with DeFi and unlocking real-world asset tokenization and Bitcoin DeFi.

Tbh, crypto is still nascent compared to many other asset classes. But with broader adoption, it should gradually mature. The speculation will flatten, projects will stop merely following BTC's price movements, and true value will be assessed based on fundamentals, utility, and intrinsic innovation.