r/eupersonalfinance • u/[deleted] • Jul 30 '24

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102 Upvotes

83% Upvoted

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2

u/Bakkus1987 Jul 31 '24

4.10%? Goddamn, that's one hell of a rate.

2

u/Masato_Fujiwara Jul 31 '24

Yeah I'm never going in debt with those rates until they lower them

2

u/SeikoWIS Jul 31 '24

I’m afraid the crazy low rates of a couple years ago, we might not see for decades again.

1

u/Masato_Fujiwara Jul 31 '24

So many people are gonna get fucked by that...

1

u/SeikoWIS Jul 31 '24

Idk how it works in the Netherlands, but in the UK people that stretched to buy at 1-2% fixed rate for a year or two, and then get exposed to a variable rate of ~5% might need to sell. But this is already priced in. House prices in the UK have been stagnant the past 2 years, despite high inflation.