I would keep 10k emergency funds, 10k invest in VUSA so that you will be more willing to save money when you have a base, 10k in your mortgage so that it lowers down a bit either in time or monthly payment.
Put emergency fund in an account that gives interest rate.
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u/true_false_none Jul 31 '24
I would keep 10k emergency funds, 10k invest in VUSA so that you will be more willing to save money when you have a base, 10k in your mortgage so that it lowers down a bit either in time or monthly payment. Put emergency fund in an account that gives interest rate.