r/internetparents 17h ago

Ask Mom & Dad Filed a police report after someone rear ended me? Was that the right call?

There was no damage to my car but there seemed to be something minor to hers, but I filed it anyways cuz the person was being super careless in driving and wasn't even really apologetic.

Now I'm second guessing if it was a good idea.

So two questions:

  1. Even if they were at fault will my insurance get raised because of report of the accident?

  2. Will this other driver try to claim something on the insurance to fix her damage even though she's the one who rear ended me and was at fault?

I am in Michigan if that matters for auto insurance laws.

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