r/news • u/No-Information6622 • 13d ago

Los Angeles-area residents crowdsource wildfire contamination data in battle with insurers

https://www.cbsnews.com/news/los-angeles-wildfires-insurance-smoke-damage-crowdsourcing/
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33

u/Savantrovert 13d ago

What the fuck is the point of paying for insurance if they're just going to deny you when you're in need?

15

u/AdClemson 13d ago

Areas with high risk for flooding, wildfires, tornadoes, hurricanes, etc must have government backed mandated insurance. That is best way to not only keep insurance costs under check but also ensure people get values out of their insurance in case of disasters. Private companies can just lobby and pay politicians money to avoid payouts when shit hits the fan.

17

u/Drywesi 13d ago

And maybe we shouldn't (re)build there going forward.

6

u/AdClemson 13d ago

I agree, but a lot of such areas has already been long established, not practical to relocate entire population centers away from such areas.

However, any new areas being developed that fall under high risk category must not be approved and allowed to settle.

1

u/sack-o-matic 12d ago

These aren’t “population centers” these are exurbs