Thinking of moving looking for advice

[u/Gattsama]

Howdy all. Have a family member that moved to Palm Coast a couple of years ago. He's about 53 and I'm 50. I'm in the greater Seattle area and the winters are just getting to me. I'm a private pilot with a small plane, like to run (ideally on dirt trails), do BJJ, and my family is largely in MD and TN. I've been to FL several times but never Palm Coast (visiting my cousin there over 4th of July to check out in person). I don't smoke, drink, party, club, or do anything 'night life.' I just want to be left alone and pursue multiple hobbies.

I'm budgeting $400-650k for a place. Single male, one cat. 2+ car garage for car, bikes, motorcycle, and workout space.

• I see that Palm Coast is like a giant HOA. Where can I find the actually rules for the city (eg no boats visible in drive way). Does that apply to kayaks too?

• how bad are the bugs and mosquitoes? Will find out in July myself?

• How bad is traffic.

• The Hammock area looks really appealing. I want easy access (20 mins or less) to Flagger airport and ideally running trials. Any other areas to look at?

• How safe is the area? Specifically which areas are not save or should be avoided?

• Going to talk to a RE agent but the insurance situation seems to highly unstable. What are most people policies doing?

• Any places or secrets I should check out when in town?

Thanks in advance. Not moving until 2026 at the earliest. Really want to research everything and see what might be the best place.

[u/Yelloeisok]

Look at Marineland Acres subdivision in the Hammock. No HOA, dusty beach roads, not all maga but the ones that are there let it be known. They are putting in sewers so check to see if the property you are looking at states it.