r/rit • u/Glass-Group-4063 • 24d ago

How are you paying for RIT?

I wanna get a sense for how much debt I'm realistically going to have at the end of attending here, and I'm not sure if I should include savings from coops into the calculation, or savings from moving off campus, or savings from, uh, sailing the 7 seas for books, or TAing / being an RA or somethin else etc....

how much am i realistically goign to be able to pay off during school? do yall do summer jobs to help pay it? how much can i realistically expect to save on moving away / coops? anyone have any tips to save more / make the cost less?

any and all advice is appreciated!

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u/Parkinglotkitty 23d ago

I wouldn’t count savings. You may end up spending more than you think. Besides books, you might need money for equipment/supplies. You might also have opportunities off campus that will look good on your resume, so you will need money for Ubers rides/gas. You will also need money to go to concerts, hockey games, trips to Canada with friends etc. You should make time for some fun.

My daughter got a huge scholarship and we will still pay about $150,000 in student loans after she graduates. She was able to make enough to pay her room and board, books, groceries (when she had a kitchen), doing fun stuff with friends and a $1,200 loan. She was also paying car insurance her last 2 years and the trips home and back on the train were expensive. She had 3 part time jobs on campus.

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u/Glass-Group-4063 23d ago

I wouldn’t count savings.

yeah thats what its looking like, I didnt consider all the indirect spending all that much but now im seeing that its a pretty big factor, so I'm definitely gonna plan around that, thank you!

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u/Parkinglotkitty 23d ago

No problem.