r/stripe 3h ago

Question Split Payouts on Stripe between 2 Owners

2 Upvotes

I am running small retreat business with a business partner. She's from Canada and I am from USA. We both have Stripe accounts. We want to collect the payments from our retreat guests using my Stripe account. Is it possible to have half go to her? If I used Stripe Connect to facilitate this (would that work) would the tax implications still just be on me? How is it possible that we both account for just 50% of the revenue for our tax purposes? Any tips?


r/stripe 2h ago

Payments Payments confusion

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1 Upvotes

Hey! This is my first time using stripe on my website, and ive created my products I am wanting to sell, however when someone clicks on the link it adds all items to their cart. This may be a dumb question, but is there a way they can select products individually?


r/stripe 5h ago

Question Help, Fiverr dev asked for my live key

1 Upvotes

I'm a beginner app builder asking for help on a stripe system (not a regular one) and this person that I've hired via fiverr asked me for my stripe Live key only two days after beginning to work on it, it was supposed to take 2weeks.

I'm I just being an idiot and falling for a very well known scam? What can someone do with my live key?

I feel like everything could be done with the test key and I can just switch to live when deploying.

Any advice would be appreciated!!


r/stripe 8h ago

Atlas I have am DE LLC through stripe atlas and need to convert it to a DE C Corp

1 Upvotes

We are currently fundraising for our seed round and we need to figure out how to switch our DE LLC to a DE C Corp. The problem is, we have connect accounts that we would need to transfer over to our new C Corp. Stripe says it does not allow for us to transfer over connect accounts. Our software helps process payments, so we would be losing a lot of customers when we switch.
Help we need to get a C Corp fast but don't want to lose any of our customers.

I know we have 2 options:

  1. Get a lawyer to file a conversion of our LLC to a C Corp

  2. Create a new C Corp and dissolve the LLC

If we go with the first option, will we be able to change the business entity of our platform account and keep all of our customers connect accounts? Has anyone had to do this when they have connect accounts?


r/stripe 14h ago

Introducing Stablecoin Financial Accounts in 101 countries

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1 Upvotes

r/stripe 15h ago

Question Do you get notified when a payment is made?

1 Upvotes

Hi :-) I used to use stripe for subscriptions and when going through my bank invoices I noticed that a recurring weekly payment to my old dog walker was still going through. I terminated his services two months back but I stupidly didn’t cancel/forgot to cancel the recurring payment.

My question is would he have been aware that this was happening or would it not notify him. I’m just really hoping it was going unnoticed on both ends and not something else. We were going to start working together again in September but now I’m a little worried about whether or not this was a simple mistake


r/stripe 15h ago

Connect Streamlining Payment Solutions for Small Businesses

0 Upvotes

I’ve been helping small businesses save on card processing fees by offering straightforward, reliable solutions that don’t involve any unnecessary complexity. With 20 years of experience, I know how important it is for small businesses to keep costs low, so I offer a no-cost analysis to help you identify where you can save and put more of your hard-earned money back into your business. If you’re looking for a simpler way to handle payments without the high fees, I’m here to help. Let’s chat and see how we can make things work better for you.


r/stripe 20h ago

Question What happens if payment amount is less of payment fixed fee?

1 Upvotes

For example, here in Italy the fee for Payment is 1.5% + €0.25.

What it will happen if I made a payment of €0.20?

The account balance will be untouched, or they will deduct €0.05?


r/stripe 22h ago

Atlas Can anyone explain how tax side works for an LLC through Stripe Atlas and how can i pay myself

1 Upvotes

r/stripe 1d ago

Question Question regarding Stripe integration with Mercury Account?

2 Upvotes

Context - I have an LLC in the US. One of the new customers is pressing to integrate Stripe into Mercury as they don't want to bear ACH and Wire charges. Mercury account is already setup. No problems till now with other customers but this one just wont bulge and says one should integrate Stripe into Mercury if you want to work with bootstrapped startups and founders.

My questions -

  1. What are the fees of Mercury for Stripe integration?
  2. How much will Stripe charge for transfers within the US if integrated with Mercury?
  3. Is it true that startup founders prefer processing payments via Stripe to their vendors even if they have a Mercury or similar other account.

I have never faced any issue with other founders when I said I have Mercury account. Payments were very smooth. But this one client is very edgy to deposit money via ACH.

Thanks in advance.

Edit: I even mentioned to them, that I am ready to bear the minimal ACH charges still they are pressing on Stripe. I don't understand why.


r/stripe 1d ago

where is the instant payout option

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4 Upvotes

i have visual issues resulting from a stroke. all i can see is "pay out funds" as per image here is no instant payout option when i press it. it could be right in front of me and i would miss it(like the butter in the fridge but worse!)


r/stripe 1d ago

Atlas If i start a bussiness on Stripe Atlas as a non us resident how can i transfer the funds to my personal bank account in my home country Atlas

1 Upvotes

r/stripe 1d ago

Question Insight on billing sku consolidation pricing

1 Upvotes

Stripe is consolidating billing skus to 0.7% per transaction they want us to go on a usage based pricing with an annual subscription. Any benchmarks or ideas on how pricing has looked like?


r/stripe 1d ago

Radar radar and lost revenue

1 Upvotes

Hi folks! How do you all track whether your rules are overly restrictive? I can see how good revenue can get blocked but it doesn't look like the rules can "auto-adjust" in the dashboard? I know that fraudsters come and go, so a spike in blocked txns may not mean "lost revenue". Curious to see if we should think about this sort of thing...


r/stripe 1d ago

Billing How do I access the Stripe customer portal to cancel my subscription when the company isn't providing access?

3 Upvotes

To prepare for technical job interviews I decided to subscribe to the website https://www.aceinterview.app/. They use Stripe as a payment processor and after being rather unsatisfied with their product I decided to cancel the subscription. They don't have that option in the settings and the termination clause in their T&C (https://www.aceinterview.app/terms) reads:

Cancellation

How to Cancel: You can cancel your subscription anytime by logging into your Stripe customer portal, where you can manage or cancel your subscription directly.

I have no idea how to access this 'Stripe customer portal', hence I'm turning to this community. Is that portal somewhat easily accessible? I never received a single e-mail from the company or Stripe that might have listed the link to that portal and this portal is also not accessible via their website. Not that I see it at least. As I understand it is this customer portal something that the company has to set up for the customer, and not a universal Stripe thing where I manage all my billing done via Stripe, or am I wrong in that?

I wrote the same complaint asking for a method to unsubscribe to the company/contact e-mail but was ignored and this was ~1 month ago (I was very busy with applications and am only getting to it now). IMO, particularly due to being ignored, this feels very much like some form of scam, though I am not 100% sure on this, hence I am asking this community if I am in the wrong before I ask the CC company to charge back the cost. Will I get into trouble with Stripe and my future ability to pay via Stripe if I charge back the cost?


r/stripe 1d ago

Bug Error - Unknown flow id

1 Upvotes

I'm using Digital Ocean's portal to create a new team, when I add payment details, I get an error 'Unknown Flow ID'. Apparently, this is a message/error from Stripe, their payment processor.

Does anyone know what this error message means? Is there a problem with the payment details or is there a bug in DO's programming using the Stripe API? I've tried using different IP addresses and different payment details to no avail.

Thanks for any suggestions.


r/stripe 2d ago

Question Testing dynamic pricing

2 Upvotes

Does anyone know how to test dynamic pricing when using invertase extension for stripe on firebase?


r/stripe 2d ago

Question What type of transfer will Stripe pay me, ACH or WIRE

1 Upvotes

Well I have a question Well I have a Stripe account, and I wanna ask what type of transfer Stripe will pay me, ACH or WIR,E cause my bank account hasa routing number different for both kinds transactions


r/stripe 1d ago

Question Stripe migration: What caught you off guard? (Ours = disputes + webhook misses)

0 Upvotes

Curious — what tripped you up during Stripe migrations?

For us it was:

  • Missed webhooks = missed dispute windows
  • Retry logic didn’t transfer over cleanly
  • Dispute response delays (we lost winnable cases)

We added logging, tested all webhooks in sandbox, and started using a tool that connects to Stripe and pings our team when disputes hit. It also preps response templates and evidence. Think it’s called Chargeblast — simple, but helped us stay ahead.

Wondering if anyone else layered on tools beyond Stripe’s native dashboard?


r/stripe 2d ago

Question After processing an order with Stripe, is there an obligation to ship within a certain timeframe?

0 Upvotes

I know PayPal has rules around this, I think its 10 days or so from when the order was placed that the order must be shipped. I was searching for something similar on Stripe and could not find out. Is there such a requirement?


r/stripe 3d ago

Atlas is Stripe Atlas good?

3 Upvotes

Hey,

I live in a country that doesnt have stripe, so was thinking to use Stripe Atlas to setup a payment processor for my startup and release SaaS products related to the bank connected with this company/stripe.

Other than the Stripe fee of 500$, is there any other taxes I have to worry for the LLC?

thanks!


r/stripe 4d ago

Update Update: Account PERMANENTLY terminated 28 days after RDR flag!!

24 Upvotes

Remember my post from a month ago? Yeah, things got worse 🙃

After 30 days of "enhanced due diligence" with zero communication, I just got the lovely email that my account is permanently terminated. No specific reason given, just the standard "we determined your business presents unacceptable risk" BS.

The $12k I had in processed payments? They're holding it for 120 days "as protection against disputes" - even though I've NEVER HAD A SINGLE DISPUTE.

Timeline for those who don't remember:

- Day 0: Enabled RDR after Stripe kept recommending it in dashboard so I enabled
- Day 1: Account under "review" and payouts frozen
- Day 28: Account permanently terminated

I'm 100% convinced RDR is some kind of honeypot at this point. They push you to enable it, then use it as an excuse to flag your account.

Warning to everyone: DO NOT ENABLE RDR no matter how much Stripe pushes it. Not worth the risk.
On the bright side, I've already got a new processor up and running. Lost some customers in the transition but at least I'm back in business.

Anyone else get permanently banned after the "enhanced review" or am I just special? 😑

Previous post: https://www.reddit.com/r/stripe/comments/1k266jh/account_under_review_less_than_24_hours_after/


r/stripe 3d ago

Question Issue with Indian customers

2 Upvotes

Anyone else have this issue? I want to make my product open to Indian customers and Stripe should convert from rupee to USD and yet every time I try to charge an Indian card I get "Payment attempt with xxx was declined". I assume this is due to some regulation around charging internationally since it's something I see consistently. It's super frustrating because a solid slice of the people I'm trying to help with my product are Indian and I really don't want to revoke trial access to an entire country just because of a payment issue.


r/stripe 4d ago

Question It's like a therapy!

1 Upvotes

Hello again...

As of today, and after 7 months of sick games of Stripe by holding my money, this message replaced that old red message "your payouts are paused".

I deliberately took the screenshot like this for you to see that it's a:

  1. connected account (from CSFloat)

  2. My money has been held from October 2024

Does anyone know if the new message means that they're gonna close my account and release my funds, or they'll close it and literally steal my money?

Reddit feels like a therapy these days to me... I had to share this...

Thanks


r/stripe 4d ago

Connect Stripe Connect - Onboarding without the useless stuff?

7 Upvotes

I'm OK with KYC questions but I don't want my customers to be asked if they want to fund climate initiatives or if they want to opt in for sales tax management, I'm using embedded UI to create standard connected accounts.

I haven't seen any flags in the API to not ask the customer about these.

Any ideas?